Is HTCMF or FCPT a better dividend investment in 2026?

HTCMF currently yields 3.03% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between HTCMF and FCPT?

HTCMF has a forward dividend yield of 3.03% ($1.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 3.02 percentage points.

Home › Compare › HTCMF vs FCPT

HTCMF vs FCPT: Dividend Comparison 2026

HTCMF yields 3.03% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HTCMF wins by $29.5K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

HTCMF

● Live price

3.03%

Share price

$33.16

Annual div

$1.00

5Y div CAGR

37.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$78.6K

Annual income

$21,190.03

Full HTCMF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — HTCMF vs FCPT

📍 HTCMF pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HTCMF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HTCMF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HTCMF pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HTCMF

Annual income on $10K today (after 15% tax)

$257.33/yr

After 10yr DRIP, annual income (after tax)

$18,011.53/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, HTCMF beats the other by $13,102.54/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HTCMF + FCPT for your $10,000?

HTCMF: 50%FCPT: 50%

100% FCPT50/50100% HTCMF

Portfolio after 10yr

$63.8K

Annual income

$13,482.65/yr

Blended yield

21.12%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

HTCMF

No analyst data

Altman Z

2.4

Piotroski

7/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HTCMF buys

FCPT buys

No recent congressional trades found for HTCMF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHTCMFFCPT

Forward yield	3.03%	6.05% ✓
Annual dividend / share	$1.00	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	37.4% ✓	15.8%
Portfolio after 10y	$78.6K ✓	$49.1K
Annual income after 10y	$21,190.03 ✓	$5,775.28
Total dividends collected	$52.5K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: HTCMF vs FCPT ($10,000, DRIP)

Year	HTCMF Portfolio	HTCMF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,116	$415.97	$11,401	$700.92	$285.00 → FCPT
2	$12,488	$593.76	$13,064	$864.84	$576.00 → FCPT
3	$14,219	$856.56	$15,051	$1,072.48	$832.00 → FCPT
4	$16,466	$1,252.35	$17,442	$1,337.22	$976.00 → FCPT
5	$19,481	$1,862.38	$20,340	$1,677.08	$859.00 → FCPT
6	$23,674	$2,829.40	$23,880	$2,116.57	$206.00 → FCPT
7← crossover	$29,747	$4,415.27	$28,241	$2,689.36	+$1.5K → HTCMF
8	$38,953	$7,123.99	$33,660	$3,442.07	+$5.3K → HTCMF
9	$53,659	$11,979.20	$40,456	$4,439.95	+$13.2K → HTCMF
10	$78,605	$21,190.03	$49,063	$5,775.28	+$29.5K → HTCMF

HTCMF vs FCPT: Complete Analysis 2026

HTCMF — Stock

Hitachi Construction Machinery Co., Ltd., together with its subsidiaries, engages in the manufacture, sale, rental, and service of construction and transportation machinery, and other machines and devices worldwide. It offers mini excavators and wheel loaders, road construction machinery, wheel loaders, large and ultra-large hydraulic excavators, rigid dump trucks, and double arm working machines. The company also provides ICT construction solutions; ConSite that monitors machines' operational status, alarms by sending monthly operational reports, and notifies emergency alarms; Fleet management system, which offers real-time monitoring of each dump truck to optimize vehicle operation; and autonomous haulage system that enables the unmanned, autonomous operation of mining dump trucks. In addition, it provides parts, including hydraulic oil and filters, high pressure hoses, ground engaging tools, and remanufacturing components; and used equipment. The company was incorporated in 1951 and is headquartered in Tokyo, Japan. Hitachi Construction Machinery Co., Ltd. is a subsidiary of Hitachi, Ltd.

Full HTCMF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.