Is HTCMY or XYLD a better dividend investment in 2026?

HTCMY currently yields 3.84% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between HTCMY and XYLD?

HTCMY has a forward dividend yield of 3.84% ($2.49/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.14 percentage points.

Home › Compare › HTCMY vs XYLD

HTCMY vs XYLD: Dividend Comparison 2026

HTCMY yields 3.84% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HTCMY wins by $108.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HTCMY

● Live price

3.84%

Share price

$64.80

Annual div

$2.49

5Y div CAGR

39.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$133.6K

Annual income

$47,786.76

Full HTCMY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HTCMY vs XYLD

📍 HTCMY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HTCMY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HTCMY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HTCMY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HTCMY

Annual income on $10K today (after 15% tax)

$326.62/yr

After 10yr DRIP, annual income (after tax)

$40,618.75/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, HTCMY beats the other by $37,882.58/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HTCMY + XYLD for your $10,000?

HTCMY: 50%XYLD: 50%

100% XYLD50/50100% HTCMY

Portfolio after 10yr

$79.4K

Annual income

$25,502.89/yr

Blended yield

32.11%

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Analyst Conviction Gap

Where Wall Street is most bullish on HTCMY right now

HTCMY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

2.4

Piotroski

7/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HTCMY buys

XYLD buys

No recent congressional trades found for HTCMY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHTCMYXYLD

Forward yield	3.84%	10.98% ✓
Annual dividend / share	$2.49	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	39.8% ✓	0%
Portfolio after 10y	$133.6K ✓	$25.3K
Annual income after 10y	$47,786.76 ✓	$3,219.02
Total dividends collected	$103.6K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HTCMY vs XYLD ($10,000, DRIP)

Year	HTCMY Portfolio	HTCMY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,237	$537.19	$10,818	$1,098.39	+$419.00 → HTCMY
2	$12,812	$788.70	$11,738	$1,222.51	+$1.1K → HTCMY
3	$14,884	$1,174.93	$12,774	$1,364.64	+$2.1K → HTCMY
4	$17,710	$1,783.32	$13,944	$1,527.86	+$3.8K → HTCMY
5	$21,721	$2,772.25	$15,270	$1,715.87	+$6.5K → HTCMY
6	$27,685	$4,442.60	$16,775	$1,933.09	+$10.9K → HTCMY
7	$37,020	$7,397.91	$18,490	$2,184.87	+$18.5K → HTCMY
8	$52,537	$12,925.17	$20,450	$2,477.63	+$32.1K → HTCMY
9	$80,180	$23,965.35	$22,697	$2,819.19	+$57.5K → HTCMY
10	$133,579	$47,786.76	$25,280	$3,219.02	+$108.3K → HTCMY

HTCMY vs XYLD: Complete Analysis 2026

HTCMY — Stock

Hitachi Construction Machinery Co., Ltd., together with its subsidiaries, engages in the manufacture, sale, rental, and service of construction and transportation machinery, and other machines and devices worldwide. It offers mini excavators and wheel loaders, road construction machinery, wheel loaders, large and ultra-large hydraulic excavators, rigid dump trucks, and double arm working machines. The company also provides ICT construction solutions; ConSite that monitors machines' operational status, alarms by sending monthly operational reports, and notifies emergency alarms; Fleet management system, which offers real-time monitoring of each dump truck to optimize vehicle operation; and autonomous haulage system that enables the unmanned, autonomous operation of mining dump trucks. In addition, it provides parts, including hydraulic oil and filters, high pressure hoses, ground engaging tools, and remanufacturing components; and used equipment. The company was incorporated in 1951 and is headquartered in Tokyo, Japan. Hitachi Construction Machinery Co., Ltd. is a subsidiary of Hitachi, Ltd.

Full HTCMY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.