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HTGC vs ADI: Dividend Comparison 2026

HTGC yields 10.22% · ADI yields 4.00% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $25.6K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
ADI
ADI
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full ADI calculator →

Portfolio growth — HTGC vs ADI

Annual dividend income

MetricHTGCADI
Forward yield10.22%4.00%
Annual dividend / share$1.88$2.00
Payout ratio90%50%
1-year div growth5.6%5%
5-year div CAGR4.2%5%
Portfolio after 10y$53.7K$28.0K
Annual income after 10y$3,064.35$899.19
Total dividends collected$19.5K$6.4K
Payment frequencyquarterlyquarterly
SectorBDCTechnology

Year-by-year: HTGC vs ADI ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrADI PortfolioADI Income/yrGap
1$12,045$1,064.65$11,120$420.00+$925.00HTGC
2$14,442$1,216.94$12,357$458.31+$2.1KHTGC
3$17,242$1,384.73$13,721$499.76+$3.5KHTGC
4$20,501$1,568.89$15,227$544.58+$5.3KHTGC
5$24,280$1,770.26$16,885$593.02+$7.4KHTGC
6$28,649$1,989.67$18,713$645.34+$9.9KHTGC
7$33,685$2,227.97$20,724$701.81+$13.0KHTGC
8$39,472$2,485.98$22,938$762.73+$16.5KHTGC
9$46,104$2,764.50$25,372$828.41+$20.7KHTGC
10$53,687$3,064.35$28,047$899.19+$25.6KHTGC

HTGC vs ADI: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

ADITechnology

ADI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ADI shares.

Full ADI Calculator →

Frequently Asked Questions

Is HTGC or ADI better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while ADI offers 4.00% (2.00/share/year). HTGC provides higher current income. However, ADI has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs ADI earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. ADI pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $899/year (ADI).
Does HTGC or ADI pay monthly dividends?
HTGC pays quarterly dividends. ADI pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.