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HTGC vs CNP: Dividend Comparison 2026

HTGC yields 10.22% · CNP yields 4.00% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $25.6K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
CNP
CNP
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CNP calculator →

Portfolio growth — HTGC vs CNP

Annual dividend income

MetricHTGCCNP
Forward yield10.22%4.00%
Annual dividend / share$1.88$2.00
Payout ratio90%50%
1-year div growth5.6%5%
5-year div CAGR4.2%5%
Portfolio after 10y$53.7K$28.0K
Annual income after 10y$3,064.35$899.19
Total dividends collected$19.5K$6.4K
Payment frequencyquarterlyquarterly
SectorBDCUtilities

Year-by-year: HTGC vs CNP ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrCNP PortfolioCNP Income/yrGap
1$12,045$1,064.65$11,120$420.00+$925.00HTGC
2$14,442$1,216.94$12,357$458.31+$2.1KHTGC
3$17,242$1,384.73$13,721$499.76+$3.5KHTGC
4$20,501$1,568.89$15,227$544.58+$5.3KHTGC
5$24,280$1,770.26$16,885$593.02+$7.4KHTGC
6$28,649$1,989.67$18,713$645.34+$9.9KHTGC
7$33,685$2,227.97$20,724$701.81+$13.0KHTGC
8$39,472$2,485.98$22,938$762.73+$16.5KHTGC
9$46,104$2,764.50$25,372$828.41+$20.7KHTGC
10$53,687$3,064.35$28,047$899.19+$25.6KHTGC

HTGC vs CNP: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

CNPUtilities

CNP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CNP shares.

Full CNP Calculator →

Frequently Asked Questions

Is HTGC or CNP better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while CNP offers 4.00% (2.00/share/year). HTGC provides higher current income. However, CNP has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs CNP earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. CNP pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $899/year (CNP).
Does HTGC or CNP pay monthly dividends?
HTGC pays quarterly dividends. CNP pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.