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HTGC vs COP: Dividend Comparison 2026

HTGC yields 10.22% · COP yields 4.00% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $25.6K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
COP
COP
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full COP calculator →

Portfolio growth — HTGC vs COP

Annual dividend income

MetricHTGCCOP
Forward yield10.22%4.00%
Annual dividend / share$1.88$2.00
Payout ratio90%50%
1-year div growth5.6%5%
5-year div CAGR4.2%5%
Portfolio after 10y$53.7K$28.0K
Annual income after 10y$3,064.35$899.19
Total dividends collected$19.5K$6.4K
Payment frequencyquarterlyquarterly
SectorBDCEnergy

Year-by-year: HTGC vs COP ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrCOP PortfolioCOP Income/yrGap
1$12,045$1,064.65$11,120$420.00+$925.00HTGC
2$14,442$1,216.94$12,357$458.31+$2.1KHTGC
3$17,242$1,384.73$13,721$499.76+$3.5KHTGC
4$20,501$1,568.89$15,227$544.58+$5.3KHTGC
5$24,280$1,770.26$16,885$593.02+$7.4KHTGC
6$28,649$1,989.67$18,713$645.34+$9.9KHTGC
7$33,685$2,227.97$20,724$701.81+$13.0KHTGC
8$39,472$2,485.98$22,938$762.73+$16.5KHTGC
9$46,104$2,764.50$25,372$828.41+$20.7KHTGC
10$53,687$3,064.35$28,047$899.19+$25.6KHTGC

HTGC vs COP: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

COPEnergy

COP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in COP shares.

Full COP Calculator →

Frequently Asked Questions

Is HTGC or COP better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while COP offers 4.00% (2.00/share/year). HTGC provides higher current income. However, COP has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs COP earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. COP pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $899/year (COP).
Does HTGC or COP pay monthly dividends?
HTGC pays quarterly dividends. COP pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.