HomeCompareHTGC vs GAIN

HTGC vs GAIN: Dividend Comparison 2026

HTGC yields 10.22% · GAIN yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $25.6K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
GAIN
GAIN
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full GAIN calculator →

Portfolio growth — HTGC vs GAIN

Annual dividend income

MetricHTGCGAIN
Forward yield10.22%4.00%
Annual dividend / share$1.88$2.00
Payout ratio90%50%
1-year div growth5.6%5%
5-year div CAGR4.2%5%
Portfolio after 10y$53.7K$28.0K
Annual income after 10y$3,064.35$899.19
Total dividends collected$19.5K$6.4K
Payment frequencyquarterlyquarterly
SectorBDCBDC

Year-by-year: HTGC vs GAIN ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrGAIN PortfolioGAIN Income/yrGap
1$12,045$1,064.65$11,120$420.00+$925.00HTGC
2$14,442$1,216.94$12,357$458.31+$2.1KHTGC
3$17,242$1,384.73$13,721$499.76+$3.5KHTGC
4$20,501$1,568.89$15,227$544.58+$5.3KHTGC
5$24,280$1,770.26$16,885$593.02+$7.4KHTGC
6$28,649$1,989.67$18,713$645.34+$9.9KHTGC
7$33,685$2,227.97$20,724$701.81+$13.0KHTGC
8$39,472$2,485.98$22,938$762.73+$16.5KHTGC
9$46,104$2,764.50$25,372$828.41+$20.7KHTGC
10$53,687$3,064.35$28,047$899.19+$25.6KHTGC

HTGC vs GAIN: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

GAINBDC

GAIN is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in GAIN shares.

Full GAIN Calculator →

Frequently Asked Questions

Is HTGC or GAIN better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while GAIN offers 4.00% (2.00/share/year). HTGC provides higher current income. However, GAIN has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs GAIN earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. GAIN pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $899/year (GAIN).
Does HTGC or GAIN pay monthly dividends?
HTGC pays quarterly dividends. GAIN pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this HTGC vs GAIN comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

HTGC vs MAINHTGC vs ARCCHTGC vs GBDCHTGC vs ORCCHTGC vs CSWCHTGC vs SCHDHTGC vs JEPIHTGC vs OGAIN vs SCHDGAIN vs JEPIGAIN vs OGAIN vs KO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.