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HTGC vs LUMN: Dividend Comparison 2026

HTGC yields 10.22% · LUMN yields 4.00% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $25.6K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
LUMN
LUMN
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full LUMN calculator →

Portfolio growth — HTGC vs LUMN

Annual dividend income

MetricHTGCLUMN
Forward yield10.22%4.00%
Annual dividend / share$1.88$2.00
Payout ratio90%50%
1-year div growth5.6%5%
5-year div CAGR4.2%5%
Portfolio after 10y$53.7K$28.0K
Annual income after 10y$3,064.35$899.19
Total dividends collected$19.5K$6.4K
Payment frequencyquarterlyquarterly
SectorBDCTelecom

Year-by-year: HTGC vs LUMN ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrLUMN PortfolioLUMN Income/yrGap
1$12,045$1,064.65$11,120$420.00+$925.00HTGC
2$14,442$1,216.94$12,357$458.31+$2.1KHTGC
3$17,242$1,384.73$13,721$499.76+$3.5KHTGC
4$20,501$1,568.89$15,227$544.58+$5.3KHTGC
5$24,280$1,770.26$16,885$593.02+$7.4KHTGC
6$28,649$1,989.67$18,713$645.34+$9.9KHTGC
7$33,685$2,227.97$20,724$701.81+$13.0KHTGC
8$39,472$2,485.98$22,938$762.73+$16.5KHTGC
9$46,104$2,764.50$25,372$828.41+$20.7KHTGC
10$53,687$3,064.35$28,047$899.19+$25.6KHTGC

HTGC vs LUMN: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

LUMNTelecom

LUMN is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in LUMN shares.

Full LUMN Calculator →

Frequently Asked Questions

Is HTGC or LUMN better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while LUMN offers 4.00% (2.00/share/year). HTGC provides higher current income. However, LUMN has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs LUMN earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. LUMN pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $899/year (LUMN).
Does HTGC or LUMN pay monthly dividends?
HTGC pays quarterly dividends. LUMN pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.