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HTGC vs MRK: Dividend Comparison 2026

HTGC yields 10.22% · MRK yields 3.25% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $22.9K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
MRK
Merck & Co. Inc.
3.25%
Share price
$94.80
Annual div
$3.08
5Y div CAGR
8.2%
Payout ratio
42%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$950.29
Full MRK calculator →

Portfolio growth — HTGC vs MRK

Annual dividend income

MetricHTGCMRK
Forward yield10.22%3.25%
Annual dividend / share$1.88$3.08
Payout ratio90%42%
1-year div growth5.6%5.5%
5-year div CAGR4.2%8.2%
Portfolio after 10y$53.7K$30.7K
Annual income after 10y$3,064.35$950.29
Total dividends collected$19.5K$6.1K
Payment frequencyquarterlyquarterly
SectorBDCHealthcare

Year-by-year: HTGC vs MRK ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrMRK PortfolioMRK Income/yrGap
1$12,045$1,064.65$11,192$351.54+$853.00HTGC
2$14,442$1,216.94$12,524$392.70+$1.9KHTGC
3$17,242$1,384.73$14,015$438.65+$3.2KHTGC
4$20,501$1,568.89$15,682$489.96+$4.8KHTGC
5$24,280$1,770.26$17,547$547.23+$6.7KHTGC
6$28,649$1,989.67$19,632$611.16+$9.0KHTGC
7$33,685$2,227.97$21,963$682.53+$11.7KHTGC
8$39,472$2,485.98$24,571$762.18+$14.9KHTGC
9$46,104$2,764.50$27,486$851.08+$18.6KHTGC
10$53,687$3,064.35$30,745$950.29+$22.9KHTGC

HTGC vs MRK: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

MRKHealthcare

Merck is a Dividend Aristocrat with 14+ consecutive years of increases. Keytruda (pembrolizumab) is the world's best-selling cancer drug and drives exceptional cash generation. The company's oncology and vaccines pipeline provides long-term growth visibility beyond the Keytruda patent cliff in the 2030s.

Full MRK Calculator →

Frequently Asked Questions

Is HTGC or MRK better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while MRK offers 3.25% (3.08/share/year). HTGC provides higher current income. However, MRK has grown its dividend faster (8.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs MRK earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. MRK pays approximately $325/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $950/year (MRK).
Does HTGC or MRK pay monthly dividends?
HTGC pays quarterly dividends. MRK pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.