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HTGC vs VIG: Dividend Comparison 2026

HTGC yields 10.22% · VIG yields 1.29% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $20.7K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
VIG
Vanguard Dividend Appreciation ETF
1.29%
Share price
$185.60
Annual div
$2.40
5Y div CAGR
9.2%
Payout ratio
35%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.0K
Annual income
$346.26
Full VIG calculator →

Portfolio growth — HTGC vs VIG

Annual dividend income

MetricHTGCVIG
Forward yield10.22%1.29%
Annual dividend / share$1.88$2.40
Payout ratio90%35%
1-year div growth5.6%8.5%
5-year div CAGR4.2%9.2%
Portfolio after 10y$53.7K$33.0K
Annual income after 10y$3,064.35$346.26
Total dividends collected$19.5K$2.3K
Payment frequencyquarterlyquarterly
SectorBDCETF

Year-by-year: HTGC vs VIG ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrVIG PortfolioVIG Income/yrGap
1$12,045$1,064.65$11,281$141.21+$764.00HTGC
2$14,442$1,216.94$12,723$156.15+$1.7KHTGC
3$17,242$1,384.73$14,347$172.64+$2.9KHTGC
4$20,501$1,568.89$16,173$190.82+$4.3KHTGC
5$24,280$1,770.26$18,227$210.86+$6.1KHTGC
6$28,649$1,989.67$20,538$232.95+$8.1KHTGC
7$33,685$2,227.97$23,137$257.30+$10.5KHTGC
8$39,472$2,485.98$26,059$284.13+$13.4KHTGC
9$46,104$2,764.50$29,343$313.70+$16.8KHTGC
10$53,687$3,064.35$33,034$346.26+$20.7KHTGC

HTGC vs VIG: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

VIGETF

VIG tracks companies that have grown their dividends for 10+ consecutive years — the definition of dividend quality. With 315+ holdings and 0.06% expense ratio, it's a core holding for dividend growth investors. Lower current yield but superior long-term dividend growth versus high-yield alternatives.

Full VIG Calculator →

Frequently Asked Questions

Is HTGC or VIG better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while VIG offers 1.29% (2.40/share/year). HTGC provides higher current income. However, VIG has grown its dividend faster (9.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs VIG earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. VIG pays approximately $129/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $346/year (VIG).
Does HTGC or VIG pay monthly dividends?
HTGC pays quarterly dividends. VIG pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.