Is HTIA or QYLD a better dividend investment in 2026?

HTIA currently yields 12.47% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: HTIA offers higher current income.

What is the dividend yield difference between HTIA and QYLD?

HTIA has a forward dividend yield of 12.47% ($1.84/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 0.55 percentage points.

Home › Compare › HTIA vs QYLD

HTIA vs QYLD: Dividend Comparison 2026

HTIA yields 12.47% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.5K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

HTIA

● Live price

12.47%

Share price

$14.78

Annual div

$1.84

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.9K

Annual income

$1.36

Full HTIA calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HTIA vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HTIA	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HTIA + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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HTIA pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HTIA

Annual income on $10K today (after 15% tax)

$1,060.33/yr

After 10yr DRIP, annual income (after tax)

$1.16/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,809.26/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HTIA + QYLD for your $10,000?

HTIA: 50%QYLD: 50%

100% QYLD50/50100% HTIA

Portfolio after 10yr

$23.6K

Annual income

$2,830.34/yr

Blended yield

11.97%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HTIA buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHTIAQYLD

Forward yield	12.47% ✓	11.92%
Annual dividend / share	$1.84	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$21.9K	$25.4K ✓
Annual income after 10y	$1.36	$5,659.31 ✓
Total dividends collected	$1.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HTIA vs QYLD ($10,000, DRIP)

Year	HTIA Portfolio	HTIA Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,324	$623.72	$10,352	$1,192.36	+$972.00 → HTIA
2	$12,446	$330.04	$10,830	$1,347.57	+$1.6K → HTIA
3	$13,487	$169.52	$11,460	$1,539.07	+$2.0K → HTIA
4	$14,517	$85.84	$12,275	$1,777.84	+$2.2K → HTIA
5	$15,576	$43.17	$13,323	$2,078.95	+$2.3K → HTIA
6	$16,689	$21.65	$14,667	$2,463.34	+$2.0K → HTIA
7	$17,868	$10.84	$16,396	$2,960.57	+$1.5K → HTIA
8	$19,124	$5.42	$18,631	$3,612.97	+$493.00 → HTIA
9← crossover	$20,465	$2.71	$21,548	$4,482.15	$1.1K → QYLD
10	$21,899	$1.36	$25,398	$5,659.31	$3.5K → QYLD

HTIA vs QYLD: Complete Analysis 2026

HTIA — Stock

Healthcare Trust, Inc. is a publicly registered real estate investment trust focused on acquiring a diversified portfolio of healthcare real estate, with an emphasis on seniors housing and medical office buildings, located in the United States.

Full HTIA Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.