Is HTIBP or QYLD a better dividend investment in 2026?

HTIBP currently yields 12.08% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: HTIBP offers higher current income.

What is the dividend yield difference between HTIBP and QYLD?

HTIBP has a forward dividend yield of 12.08% ($1.78/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 0.16 percentage points.

Home › Compare › HTIBP vs QYLD

HTIBP vs QYLD: Dividend Comparison 2026

HTIBP yields 12.08% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HTIBP wins by $19.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HTIBP

● Live price

12.08%

Share price

$14.75

Annual div

$1.78

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.4K

Annual income

$2,565.88

Full HTIBP calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HTIBP vs QYLD

📍 HTIBP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HTIBP	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HTIBP + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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HTIBP pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HTIBP

Annual income on $10K today (after 15% tax)

$1,026.62/yr

After 10yr DRIP, annual income (after tax)

$2,181.00/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,629.42/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HTIBP + QYLD for your $10,000?

HTIBP: 50%QYLD: 50%

100% QYLD50/50100% HTIBP

Portfolio after 10yr

$34.9K

Annual income

$4,112.60/yr

Blended yield

11.79%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HTIBP buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHTIBPQYLD

Forward yield	12.08% ✓	11.92%
Annual dividend / share	$1.78	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$44.4K ✓	$25.4K
Annual income after 10y	$2,565.88	$5,659.31 ✓
Total dividends collected	$18.7K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HTIBP vs QYLD ($10,000, DRIP)

Year	HTIBP Portfolio	HTIBP Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,908	$1,207.79	$10,352	$1,192.36	+$1.6K → HTIBP
2	$14,085	$1,344.13	$10,830	$1,347.57	+$3.3K → HTIBP
3	$16,557	$1,485.92	$11,460	$1,539.07	+$5.1K → HTIBP
4	$19,349	$1,632.42	$12,275	$1,777.84	+$7.1K → HTIBP
5	$22,486	$1,782.84	$13,323	$2,078.95	+$9.2K → HTIBP
6	$25,996	$1,936.36	$14,667	$2,463.34	+$11.3K → HTIBP
7	$29,908	$2,092.20	$16,396	$2,960.57	+$13.5K → HTIBP
8	$34,252	$2,249.57	$18,631	$3,612.97	+$15.6K → HTIBP
9	$39,057	$2,407.70	$21,548	$4,482.15	+$17.5K → HTIBP
10	$44,357	$2,565.88	$25,398	$5,659.31	+$19.0K → HTIBP

HTIBP vs QYLD: Complete Analysis 2026

HTIBP — Stock

Healthcare Trust, Inc. is a publicly registered real estate investment trust focused on acquiring a diversified portfolio of healthcare real estate, with an emphasis on seniors housing and medical office buildings, located in the United States.

Full HTIBP Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.