HomeCompareHULCF vs VYM

HULCF vs VYM: Dividend Comparison 2026

HULCF yields 3.40% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HULCF wins by $45.82M in total portfolio value
10 years
HULCF
HULCF
● Live price
3.40%
Share price
$10.72
Annual div
$0.36
5Y div CAGR
84.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.85M
Annual income
$40,678,110.73
Full HULCF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — HULCF vs VYM

📍 HULCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHULCFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HULCF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HULCF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HULCF
Annual income on $10K today (after 15% tax)
$289.28/yr
After 10yr DRIP, annual income (after tax)
$34,576,394.12/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, HULCF beats the other by $34,576,157.35/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of HULCF + VYM for your $10,000?

HULCF: 50%VYM: 50%
100% VYM50/50100% HULCF
Portfolio after 10yr
$22.94M
Annual income
$20,339,194.64/yr
Blended yield
88.67%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HULCF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHULCFVYM
Forward yield3.40%2.41%
Annual dividend / share$0.36$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR84.4%0%
Portfolio after 10y$45.85M$27.8K
Annual income after 10y$40,678,110.73$278.55
Total dividends collected$45.42M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HULCF vs VYM ($10,000, DRIP)

YearHULCF PortfolioHULCF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,328$627.56$11,151$241.44+$177.00HULCF
2$13,346$1,225.10$12,413$246.79+$933.00HULCF
3$16,767$2,487.42$13,794$251.79+$3.0KHULCF
4$23,327$5,385.78$15,306$256.47+$8.0KHULCF
5$37,872$12,912.73$16,960$260.84+$20.9KHULCF
6$76,653$36,129.65$18,768$264.92+$57.9KHULCF
7$208,041$126,022.66$20,745$268.71+$187.3KHULCF
8$812,053$589,449.13$22,905$272.24+$789.1KHULCF
9$4,834,036$3,965,138.53$25,265$275.51+$4.81MHULCF
10$45,850,529$40,678,110.73$27,842$278.55+$45.82MHULCF

HULCF vs VYM: Complete Analysis 2026

HULCFStock

Hulic Co., Ltd. engages in the development, rental, sale, and brokerage of real estate properties in Japan. The company operates through three segments: Real Estate, Insurance, and Hotels and Inns. Its property portfolio includes office buildings, commercial buildings, residential rental buildings, hotels, and other properties. As of December 31, 2021, the company had a portfolio of approximately 265 lease properties. It also engages in the asset management and insurance agency businesses; and management of hotels and inns. Hulic Co., Ltd. was founded in 1931 and is headquartered in Tokyo, Japan.

Full HULCF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.