Is HUMDF or QYLD a better dividend investment in 2026?

HUMDF currently yields 484.14% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: HUMDF offers higher current income.

What is the dividend yield difference between HUMDF and QYLD?

HUMDF has a forward dividend yield of 484.14% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 472.22 percentage points.

Home › Compare › HUMDF vs QYLD

HUMDF vs QYLD: Dividend Comparison 2026

HUMDF yields 484.14% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HUMDF wins by $47899.99M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HUMDF

● Live price

484.14%

Share price

$0.41

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$47900.01M

Annual income

$34,060,653,223.60

Full HUMDF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HUMDF vs QYLD

📍 HUMDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HUMDF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HUMDF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

HUMDF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HUMDF

Annual income on $10K today (after 15% tax)

$41,152.26/yr

After 10yr DRIP, annual income (after tax)

$28,951,555,240.06/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, HUMDF beats the other by $28,951,550,429.65/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HUMDF + QYLD for your $10,000?

HUMDF: 50%QYLD: 50%

100% QYLD50/50100% HUMDF

Portfolio after 10yr

$23950.02M

Annual income

$17,030,329,441.46/yr

Blended yield

71.11%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HUMDF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHUMDFQYLD

Forward yield	484.14% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$47900.01M ✓	$25.4K
Annual income after 10y	$34,060,653,223.60 ✓	$5,659.31
Total dividends collected	$46687.76M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HUMDF vs QYLD ($10,000, DRIP)

Year	HUMDF Portfolio	HUMDF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$59,114	$48,414.43	$10,352	$1,192.36	+$48.8K → HUMDF
2	$330,728	$267,475.81	$10,830	$1,347.57	+$319.9K → HUMDF
3	$1,752,431	$1,398,551.73	$11,460	$1,539.07	+$1.74M → HUMDF
4	$8,800,812	$6,925,711.29	$12,275	$1,777.84	+$8.79M → HUMDF
5	$41,922,789	$32,505,919.38	$13,323	$2,078.95	+$41.91M → HUMDF
6	$189,569,894	$144,712,509.91	$14,667	$2,463.34	+$189.56M → HUMDF
7	$814,403,207	$611,563,420.90	$16,396	$2,960.57	+$814.39M → HUMDF
8	$3,326,842,984	$2,455,431,552.18	$18,631	$3,612.97	+$3326.82M → HUMDF
9	$12,933,979,587	$9,374,257,594.32	$21,548	$4,482.15	+$12933.96M → HUMDF
10	$47,900,011,382	$34,060,653,223.60	$25,398	$5,659.31	+$47899.99M → HUMDF

HUMDF vs QYLD: Complete Analysis 2026

HUMDF — Stock

Hua Medicine (Shanghai) Ltd. operates as a clinical-stage drug development company that focuses on therapies for the treatment of diabetes in China. It develops Dorzagliatin or HMS5552, an oral drug for the treatment of Type 2 Diabetes (T2D); and Dorzagliatin in combination with Metformin, Sitagliptin, and Empagliflozin that is in Phase I clinical trial for treatment of T2D. The company also offers Dorzagliatin in combination with Pioglitazone for NASH; in combination with GLP-1 for Alzheimer diseases; and in combination with late stage T2D and Type 1 Diabetes. In addition, it is developing mGLUR5 for the treatment of Parkinson's disease levodopa-induced dyskinesia. The company was incorporated in 2011 and is based in Beijing, China.

Full HUMDF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.