Is HVRRF or DIVO a better dividend investment in 2026?

HVRRF currently yields 4.76% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: DIVO offers higher current income.

What is the dividend yield difference between HVRRF and DIVO?

HVRRF has a forward dividend yield of 4.76% ($14.43/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 1.73 percentage points.

Home › Compare › HVRRF vs DIVO

HVRRF vs DIVO: Dividend Comparison 2026

HVRRF yields 4.76% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HVRRF wins by $12.46M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HVRRF

● Live price

4.76%

Share price

$303.47

Annual div

$14.43

5Y div CAGR

69%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$12.49M

Annual income

$10,260,107.72

Full HVRRF calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — HVRRF vs DIVO

📍 HVRRF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HVRRF	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HVRRF + DIVO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HVRRF pays

DIVO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HVRRF

Annual income on $10K today (after 15% tax)

$404.18/yr

After 10yr DRIP, annual income (after tax)

$8,721,091.56/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, HVRRF beats the other by $8,720,257.13/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HVRRF + DIVO for your $10,000?

HVRRF: 50%DIVO: 50%

100% DIVO50/50100% HVRRF

Portfolio after 10yr

$6.26M

Annual income

$5,130,544.70/yr

Blended yield

81.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HVRRF buys

DIVO buys

No recent congressional trades found for HVRRF or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHVRRFDIVO

Forward yield	4.76%	6.49% ✓
Annual dividend / share	$14.43 ✓	$2.91
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	69% ✓	0%
Portfolio after 10y	$12.49M	$30.7K ✓
Annual income after 10y	$10,260,107.72 ✓	$981.68
Total dividends collected	$12.28M ✓	$8.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HVRRF vs DIVO ($10,000, DRIP)

Year	HVRRF Portfolio	HVRRF Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$11,504	$803.60	$11,349	$649.42	+$155.00 → HVRRF
2	$13,769	$1,460.07	$12,833	$688.83	+$936.00 → HVRRF
3	$17,493	$2,760.21	$14,459	$727.90	+$3.0K → HVRRF
4	$24,256	$5,538.72	$16,238	$766.49	+$8.0K → HVRRF
5	$38,084	$12,130.30	$18,179	$804.47	+$19.9K → HVRRF
6	$70,832	$30,081.48	$20,293	$841.71	+$50.5K → HVRRF
7	$164,156	$88,365.57	$22,591	$878.14	+$141.6K → HVRRF
8	$499,101	$323,454.68	$25,087	$913.65	+$474.0K → HVRRF
9	$2,087,317	$1,553,278.26	$27,791	$948.18	+$2.06M → HVRRF
10	$12,493,536	$10,260,107.72	$30,718	$981.68	+$12.46M → HVRRF

HVRRF vs DIVO: Complete Analysis 2026

HVRRF — Stock

Hannover Rück SE, together with its subsidiaries, provides reinsurance products and services worldwide. It operates through Property & Casualty Reinsurance, and Life & Health Reinsurance segments. The company offers property, casualty, facultative, catastrophe XL, structured reinsurance, and insurance-linked securities. It also provides risk solutions for agricultural, livestock, and bloodstock businesses; aviation and space business; and marine and offshore energy business, as well as credit, surety, and political risks reinsurance products. In addition, the company offers group and individual credit life, enhanced annuities, group life and health, and Takaful reinsurance products; and risk solutions in the areas of critical illness, disability, health, longevity, long term care, mortality, and morbidity. Further, it provides various financial solutions, including new-business financing; monetization of embedded value; reserve and solvency relief; and divestiture of non-core businesses. The company was formerly known as Hannover Rückversicherung AG and changed its name to Hannover Rück SE in March 2013. The company was founded in 1966 and is headquartered in Hanover, Germany. Hannover Rück SE is a subsidiary of Talanx AG.

Full HVRRF Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

📬

Get this HVRRF vs DIVO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HVRRF vs SCHD HVRRF vs JEPI HVRRF vs O HVRRF vs KO HVRRF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.