Is HVRRF or FCPT a better dividend investment in 2026?

HVRRF currently yields 4.76% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between HVRRF and FCPT?

HVRRF has a forward dividend yield of 4.76% ($14.43/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 1.29 percentage points.

Home › Compare › HVRRF vs FCPT

HVRRF vs FCPT: Dividend Comparison 2026

HVRRF yields 4.76% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HVRRF wins by $12.44M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HVRRF

● Live price

4.76%

Share price

$303.47

Annual div

$14.43

5Y div CAGR

69%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$12.49M

Annual income

$10,260,107.72

Full HVRRF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — HVRRF vs FCPT

📍 HVRRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HVRRF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HVRRF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HVRRF pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HVRRF

Annual income on $10K today (after 15% tax)

$404.18/yr

After 10yr DRIP, annual income (after tax)

$8,721,091.56/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, HVRRF beats the other by $8,716,182.57/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HVRRF + FCPT for your $10,000?

HVRRF: 50%FCPT: 50%

100% FCPT50/50100% HVRRF

Portfolio after 10yr

$6.27M

Annual income

$5,132,941.50/yr

Blended yield

81.85%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

HVRRF

No analyst data

Altman Z

1.5

Piotroski

7/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HVRRF buys

FCPT buys

No recent congressional trades found for HVRRF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHVRRFFCPT

Forward yield	4.76%	6.05% ✓
Annual dividend / share	$14.43 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	69% ✓	15.8%
Portfolio after 10y	$12.49M	$49.1K ✓
Annual income after 10y	$10,260,107.72 ✓	$5,775.28
Total dividends collected	$12.28M	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: HVRRF vs FCPT ($10,000, DRIP)

Year	HVRRF Portfolio	HVRRF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,504	$803.60	$11,401	$700.92	+$103.00 → HVRRF
2	$13,769	$1,460.07	$13,064	$864.84	+$705.00 → HVRRF
3	$17,493	$2,760.21	$15,051	$1,072.48	+$2.4K → HVRRF
4	$24,256	$5,538.72	$17,442	$1,337.22	+$6.8K → HVRRF
5	$38,084	$12,130.30	$20,340	$1,677.08	+$17.7K → HVRRF
6	$70,832	$30,081.48	$23,880	$2,116.57	+$47.0K → HVRRF
7	$164,156	$88,365.57	$28,241	$2,689.36	+$135.9K → HVRRF
8	$499,101	$323,454.68	$33,660	$3,442.07	+$465.4K → HVRRF
9	$2,087,317	$1,553,278.26	$40,456	$4,439.95	+$2.05M → HVRRF
10	$12,493,536	$10,260,107.72	$49,063	$5,775.28	+$12.44M → HVRRF

HVRRF vs FCPT: Complete Analysis 2026

HVRRF — Stock

Hannover Rück SE, together with its subsidiaries, provides reinsurance products and services worldwide. It operates through Property & Casualty Reinsurance, and Life & Health Reinsurance segments. The company offers property, casualty, facultative, catastrophe XL, structured reinsurance, and insurance-linked securities. It also provides risk solutions for agricultural, livestock, and bloodstock businesses; aviation and space business; and marine and offshore energy business, as well as credit, surety, and political risks reinsurance products. In addition, the company offers group and individual credit life, enhanced annuities, group life and health, and Takaful reinsurance products; and risk solutions in the areas of critical illness, disability, health, longevity, long term care, mortality, and morbidity. Further, it provides various financial solutions, including new-business financing; monetization of embedded value; reserve and solvency relief; and divestiture of non-core businesses. The company was formerly known as Hannover Rückversicherung AG and changed its name to Hannover Rück SE in March 2013. The company was founded in 1966 and is headquartered in Hanover, Germany. Hannover Rück SE is a subsidiary of Talanx AG.

Full HVRRF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.