Is HVRRF or RYLD a better dividend investment in 2026?

HVRRF currently yields 4.76% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between HVRRF and RYLD?

HVRRF has a forward dividend yield of 4.76% ($14.43/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 7.38 percentage points.

Home › Compare › HVRRF vs RYLD

HVRRF vs RYLD: Dividend Comparison 2026

HVRRF yields 4.76% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HVRRF wins by $12.45M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

HVRRF

● Live price

4.76%

Share price

$303.47

Annual div

$14.43

5Y div CAGR

69%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$12.49M

Annual income

$10,260,107.72

Full HVRRF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HVRRF vs RYLD

📍 HVRRF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HVRRF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HVRRF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HVRRF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HVRRF

Annual income on $10K today (after 15% tax)

$404.18/yr

After 10yr DRIP, annual income (after tax)

$8,721,091.56/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, HVRRF beats the other by $8,718,892.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HVRRF + RYLD for your $10,000?

HVRRF: 50%RYLD: 50%

100% RYLD50/50100% HVRRF

Portfolio after 10yr

$6.27M

Annual income

$5,131,347.53/yr

Blended yield

81.85%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HVRRF buys

RYLD buys

No recent congressional trades found for HVRRF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHVRRFRYLD

Forward yield	4.76%	12.14% ✓
Annual dividend / share	$14.43 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	69% ✓	0%
Portfolio after 10y	$12.49M	$44.5K ✓
Annual income after 10y	$10,260,107.72 ✓	$2,587.35
Total dividends collected	$12.28M	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HVRRF vs RYLD ($10,000, DRIP)

Year	HVRRF Portfolio	HVRRF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,504	$803.60	$11,914	$1,213.65	$410.00 → RYLD
2	$13,769	$1,460.07	$14,099	$1,351.30	$330.00 → RYLD
3← crossover	$17,493	$2,760.21	$16,580	$1,494.55	+$913.00 → HVRRF
4	$24,256	$5,538.72	$19,384	$1,642.61	+$4.9K → HVRRF
5	$38,084	$12,130.30	$22,535	$1,794.70	+$15.5K → HVRRF
6	$70,832	$30,081.48	$26,063	$1,950.00	+$44.8K → HVRRF
7	$164,156	$88,365.57	$29,995	$2,107.69	+$134.2K → HVRRF
8	$499,101	$323,454.68	$34,361	$2,266.99	+$464.7K → HVRRF
9	$2,087,317	$1,553,278.26	$39,194	$2,427.12	+$2.05M → HVRRF
10	$12,493,536	$10,260,107.72	$44,525	$2,587.35	+$12.45M → HVRRF

HVRRF vs RYLD: Complete Analysis 2026

HVRRF — Stock

Hannover Rück SE, together with its subsidiaries, provides reinsurance products and services worldwide. It operates through Property & Casualty Reinsurance, and Life & Health Reinsurance segments. The company offers property, casualty, facultative, catastrophe XL, structured reinsurance, and insurance-linked securities. It also provides risk solutions for agricultural, livestock, and bloodstock businesses; aviation and space business; and marine and offshore energy business, as well as credit, surety, and political risks reinsurance products. In addition, the company offers group and individual credit life, enhanced annuities, group life and health, and Takaful reinsurance products; and risk solutions in the areas of critical illness, disability, health, longevity, long term care, mortality, and morbidity. Further, it provides various financial solutions, including new-business financing; monetization of embedded value; reserve and solvency relief; and divestiture of non-core businesses. The company was formerly known as Hannover Rückversicherung AG and changed its name to Hannover Rück SE in March 2013. The company was founded in 1966 and is headquartered in Hanover, Germany. Hannover Rück SE is a subsidiary of Talanx AG.

Full HVRRF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.