HomeCompareHWAY vs SCHD

HWAY vs SCHD: Dividend Comparison 2026

HWAY yields 1.21% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.6K in total portfolio value
10 years
HWAY
HWAY
● Live price
1.21%
Share price
$33.09
Annual div
$0.40
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$130.54
Full HWAY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — HWAY vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHWAYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HWAY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HWAY pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HWAY
Annual income on $10K today (after 15% tax)
$102.61/yr
After 10yr DRIP, annual income (after tax)
$110.96/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $248.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HWAY + SCHD for your $10,000?

HWAY: 50%SCHD: 50%
100% SCHD50/50100% HWAY
Portfolio after 10yr
$25.2K
Annual income
$276.57/yr
Blended yield
1.10%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HWAY buys
0
SCHD buys
0
No recent congressional trades found for HWAY or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHWAYSCHD
Forward yield1.21%3.44%
Annual dividend / share$0.40$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.4K$29.0K
Annual income after 10y$130.54$422.61
Total dividends collected$1.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HWAY vs SCHD ($10,000, DRIP)

YearHWAY PortfolioHWAY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,821$120.71$11,224$344.10$403.00SCHD
2$11,700$122.07$12,567$354.98$867.00SCHD
3$12,643$123.36$14,038$365.30$1.4KSCHD
4$13,652$124.58$15,648$375.06$2.0KSCHD
5$14,734$125.72$17,410$384.27$2.7KSCHD
6$15,892$126.81$19,335$392.95$3.4KSCHD
7$17,132$127.83$21,437$401.10$4.3KSCHD
8$18,460$128.79$23,733$408.75$5.3KSCHD
9$19,882$129.69$26,237$415.91$6.4KSCHD
10$21,404$130.54$28,968$422.61$7.6KSCHD

HWAY vs SCHD: Complete Analysis 2026

HWAYStock

HWAY is a passively managed ETF with a broad infrastructure theme. The fund provides exposure to US companies that generate at least 50% of their revenue from business operations involved with building materials, equipment, logistics, construction, and engineering services used for the development and maintenance of infrastructure projects. The selection process begins with an index universe comprised of securities of various market capitalization, denominated and headquartered in the US, that meet market-cap and liquidity requirements. Only one share class of each company is included. The fund identifies companies meeting the infrastructure theme based on the FactSet RBICS industry classification of Transportation Infrastructure Construction, Transportation Operators, Telecommunication Infrastructure, Water and Energy Infrastructure, Infrastructure Materials and Components, Infrastructure Construction, and Construction Machinery. The fund selects the top 100 securities by market cap, setting a cap limit of 4.5%. The fund is rebalanced semi-annually.

Full HWAY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.