HomeCompareHWDVX vs SCHD

HWDVX vs SCHD: Dividend Comparison 2026

HWDVX yields 5.36% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $554.00 in total portfolio value· pulled ahead in Year 4
10 years
HWDVX
HWDVX
● Live price
5.36%
Share price
$9.87
Annual div
$0.53
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.5K
Annual income
$754.59
Full HWDVX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — HWDVX vs SCHD

📍 SCHD pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHWDVXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HWDVX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HWDVX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HWDVX
Annual income on $10K today (after 15% tax)
$455.47/yr
After 10yr DRIP, annual income (after tax)
$641.40/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, HWDVX beats the other by $279.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HWDVX + SCHD for your $10,000?

HWDVX: 50%SCHD: 50%
100% SCHD50/50100% HWDVX
Portfolio after 10yr
$28.7K
Annual income
$590.26/yr
Blended yield
2.05%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HWDVX buys
0
SCHD buys
0
No recent congressional trades found for HWDVX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHWDVXSCHD
Forward yield5.36%3.46%
Annual dividend / share$0.53$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.5K$29.0K
Annual income after 10y$754.59$425.95
Total dividends collected$6.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HWDVX vs SCHD ($10,000, DRIP)

YearHWDVX PortfolioHWDVX Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,236$535.85$11,226$346.36+$10.00HWDVX
2$12,585$562.68$12,572$357.38+$13.00HWDVX
3$14,055$589.02$14,046$367.84+$9.00HWDVX
4← crossover$15,654$614.78$15,660$377.73$6.00SCHD
5$17,389$639.91$17,425$387.07$36.00SCHD
6$19,271$664.36$19,354$395.86$83.00SCHD
7$21,308$688.08$21,461$404.13$153.00SCHD
8$23,511$711.04$23,762$411.89$251.00SCHD
9$25,890$733.22$26,272$419.15$382.00SCHD
10$28,456$754.59$29,010$425.95$554.00SCHD

HWDVX vs SCHD: Complete Analysis 2026

HWDVXStock

The fund normally invests at least 80% of its assets in a broad range of fixed income securities, including U.S. and non-U.S. government and corporate debt, mortgage-related and other asset-backed securities, loan participations, inflation-protected securities, structured securities, variable, floating, and inverse floating rate instruments and preferred stock. It will invest at least 75% of its net assets in investment grade debt securities; however, the fund has the ability to invest up to 50% of its net assets in securities rated below investment grade. It is non-diversified.

Full HWDVX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.