Is HWGC or RYLD a better dividend investment in 2026?

HWGC currently yields 66.67% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: HWGC offers higher current income.

What is the dividend yield difference between HWGC and RYLD?

HWGC has a forward dividend yield of 66.67% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 54.53 percentage points.

Home › Compare › HWGC vs RYLD

HWGC vs RYLD: Dividend Comparison 2026

HWGC yields 66.67% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HWGC wins by $854.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HWGC

● Live price

66.67%

Share price

$3.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$898.6K

Annual income

$227,458.53

Full HWGC calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HWGC vs RYLD

📍 HWGC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HWGC	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HWGC + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HWGC pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HWGC

Annual income on $10K today (after 15% tax)

$5,666.67/yr

After 10yr DRIP, annual income (after tax)

$193,339.75/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, HWGC beats the other by $191,140.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HWGC + RYLD for your $10,000?

HWGC: 50%RYLD: 50%

100% RYLD50/50100% HWGC

Portfolio after 10yr

$471.6K

Annual income

$115,022.94/yr

Blended yield

24.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HWGC buys

RYLD buys

No recent congressional trades found for HWGC or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHWGCRYLD

Forward yield	66.67% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$898.6K ✓	$44.5K
Annual income after 10y	$227,458.53 ✓	$2,587.35
Total dividends collected	$759.4K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HWGC vs RYLD ($10,000, DRIP)

Year	HWGC Portfolio	HWGC Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$17,367	$6,666.67	$11,914	$1,213.65	+$5.5K → HWGC
2	$29,403	$10,820.35	$14,099	$1,351.30	+$15.3K → HWGC
3	$48,582	$17,120.96	$16,580	$1,494.55	+$32.0K → HWGC
4	$78,421	$26,438.17	$19,384	$1,642.61	+$59.0K → HWGC
5	$123,795	$39,884.53	$22,535	$1,794.70	+$101.3K → HWGC
6	$191,303	$58,842.62	$26,063	$1,950.00	+$165.2K → HWGC
7	$289,676	$84,982.16	$29,995	$2,107.69	+$259.7K → HWGC
8	$430,218	$120,263.91	$34,361	$2,266.99	+$395.9K → HWGC
9	$627,260	$166,927.04	$39,194	$2,427.12	+$588.1K → HWGC
10	$898,627	$227,458.53	$44,525	$2,587.35	+$854.1K → HWGC

HWGC vs RYLD: Complete Analysis 2026

HWGC — Stock

HWGC Holdings Limited, through its subsidiaries, operates as a direct selling and multi-level marketing company in Malaysia, Singapore, China, Hong Kong, and internationally. It offers travel, entertainment, lifestyle, and other products and services primarily through electronic commerce. The company operates Vionmarket, a rebate website that provides retail sales direct to consumers; VTrips, a platform that offers concessionary and travel packages; and VMall, an e-commerce platform. The company was formerly known as Vitaxel Group Limited. HWGC Holdings Limited is based in Kuala Lumpur, Malaysia.

Full HWGC Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.