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HYDW vs SCHD: Dividend Comparison 2026

HYDW yields 5.63% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $22.00 in total portfolio value· pulled ahead in Year 10
10 years
HYDW
HYDW
● Live price
5.63%
Share price
$46.45
Annual div
$2.62
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$806.89
Full HYDW calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — HYDW vs SCHD

📍 SCHD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHYDWSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HYDW + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HYDW pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HYDW
Annual income on $10K today (after 15% tax)
$478.76/yr
After 10yr DRIP, annual income (after tax)
$685.86/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, HYDW beats the other by $323.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HYDW + SCHD for your $10,000?

HYDW: 50%SCHD: 50%
100% SCHD50/50100% HYDW
Portfolio after 10yr
$29.0K
Annual income
$616.42/yr
Blended yield
2.13%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HYDW buys
0
SCHD buys
0
No recent congressional trades found for HYDW or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHYDWSCHD
Forward yield5.63% ✓3.46%
Annual dividend / share$2.62 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.0K$29.0K
Annual income after 10y$806.89 ✓$425.95
Total dividends collected$6.9K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HYDW vs SCHD ($10,000, DRIP)

YearHYDW PortfolioHYDW Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,263$563.25$11,226$346.36+$37.00 → HYDW
2$12,645$592.90$12,572$357.38+$73.00 → HYDW
3$14,152$622.06$14,046$367.84+$106.00 → HYDW
4$15,793$650.66$15,660$377.73+$133.00 → HYDW
5$17,577$678.62$17,425$387.07+$152.00 → HYDW
6$19,513$705.88$19,354$395.86+$159.00 → HYDW
7$21,612$732.37$21,461$404.13+$151.00 → HYDW
8$23,883$758.06$23,762$411.89+$121.00 → HYDW
9$26,337$782.91$26,272$419.15+$65.00 → HYDW
10← crossover$28,988$806.89$29,010$425.95$22.00 → SCHD

HYDW vs SCHD: Complete Analysis 2026

HYDW — Stock

Xtrackers Low Beta High Yield Bond ETF (the “Fund”) seeks investment results that correspond generally to the performance, before fees and expenses, of the Solactive USD High Yield Corporates Total Market Low Beta Index (the “Underlying Index”).

Full HYDW Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.