Is HYS or QYLD a better dividend investment in 2026?

HYS currently yields 7.40% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between HYS and QYLD?

HYS has a forward dividend yield of 7.40% ($6.90/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.52 percentage points.

Home › Compare › HYS vs QYLD

HYS vs QYLD: Dividend Comparison 2026

HYS yields 7.40% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HYS wins by $7.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HYS

● Live price

7.40%

Share price

$93.27

Annual div

$6.90

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.6K

Annual income

$1,182.68

Full HYS calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HYS vs QYLD

📍 HYS pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HYS	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HYS + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HYS pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HYS

Annual income on $10K today (after 15% tax)

$628.82/yr

After 10yr DRIP, annual income (after tax)

$1,005.28/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,805.14/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HYS + QYLD for your $10,000?

HYS: 50%QYLD: 50%

100% QYLD50/50100% HYS

Portfolio after 10yr

$29.0K

Annual income

$3,421.00/yr

Blended yield

11.79%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HYS buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHYSQYLD

Forward yield	7.40%	11.92% ✓
Annual dividend / share	$6.90 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.6K ✓	$25.4K
Annual income after 10y	$1,182.68	$5,659.31 ✓
Total dividends collected	$9.7K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HYS vs QYLD ($10,000, DRIP)

Year	HYS Portfolio	HYS Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,440	$739.79	$10,352	$1,192.36	+$1.1K → HYS
2	$13,032	$790.94	$10,830	$1,347.57	+$2.2K → HYS
3	$14,786	$842.04	$11,460	$1,539.07	+$3.3K → HYS
4	$16,714	$892.89	$12,275	$1,777.84	+$4.4K → HYS
5	$18,827	$943.29	$13,323	$2,078.95	+$5.5K → HYS
6	$21,138	$993.04	$14,667	$2,463.34	+$6.5K → HYS
7	$23,659	$1,041.99	$16,396	$2,960.57	+$7.3K → HYS
8	$26,406	$1,090.00	$18,631	$3,612.97	+$7.8K → HYS
9	$29,391	$1,136.93	$21,548	$4,482.15	+$7.8K → HYS
10	$32,631	$1,182.68	$25,398	$5,659.31	+$7.2K → HYS

HYS vs QYLD: Complete Analysis 2026

HYS — Stock

The Fund seeks to provide total return that closely corresponds, before fees and expenses, to the total return of The BofA Merrill Lynch 0-5 Year US High Yield Constrained IndexSM

Full HYS Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this HYS vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HYS vs SCHD HYS vs JEPI HYS vs O HYS vs KO HYS vs MAIN HYS vs XYLD HYS vs JEPQ HYS vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.