Is IAFMX or XYLD a better dividend investment in 2026?

IAFMX currently yields 31.25% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: IAFMX offers higher current income.

What is the dividend yield difference between IAFMX and XYLD?

IAFMX has a forward dividend yield of 31.25% ($5.22/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 20.27 percentage points.

Home › Compare › IAFMX vs XYLD

IAFMX vs XYLD: Dividend Comparison 2026

IAFMX yields 31.25% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IAFMX wins by $116.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IAFMX

● Live price

31.25%

Share price

$16.69

Annual div

$5.22

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$142.2K

Annual income

$19,496.39

Full IAFMX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — IAFMX vs XYLD

📍 IAFMX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IAFMX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IAFMX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IAFMX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IAFMX

Annual income on $10K today (after 15% tax)

$2,656.22/yr

After 10yr DRIP, annual income (after tax)

$16,571.93/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, IAFMX beats the other by $13,835.76/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IAFMX + XYLD for your $10,000?

IAFMX: 50%XYLD: 50%

100% XYLD50/50100% IAFMX

Portfolio after 10yr

$83.8K

Annual income

$11,357.71/yr

Blended yield

13.56%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IAFMX buys

XYLD buys

No recent congressional trades found for IAFMX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIAFMXXYLD

Forward yield	31.25% ✓	10.98%
Annual dividend / share	$5.22 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$142.2K ✓	$25.3K
Annual income after 10y	$19,496.39 ✓	$3,219.02
Total dividends collected	$98.6K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IAFMX vs XYLD ($10,000, DRIP)

Year	IAFMX Portfolio	IAFMX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,825	$3,124.97	$10,818	$1,098.39	+$3.0K → IAFMX
2	$18,830	$4,037.62	$11,738	$1,222.51	+$7.1K → IAFMX
3	$25,288	$5,139.68	$12,774	$1,364.64	+$12.5K → IAFMX
4	$33,509	$6,450.76	$13,944	$1,527.86	+$19.6K → IAFMX
5	$43,843	$7,988.64	$15,270	$1,715.87	+$28.6K → IAFMX
6	$56,681	$9,768.55	$16,775	$1,933.09	+$39.9K → IAFMX
7	$72,451	$11,802.66	$18,490	$2,184.87	+$54.0K → IAFMX
8	$91,622	$14,099.54	$20,450	$2,477.63	+$71.2K → IAFMX
9	$114,700	$16,663.91	$22,697	$2,819.19	+$92.0K → IAFMX
10	$142,225	$19,496.39	$25,280	$3,219.02	+$116.9K → IAFMX

IAFMX vs XYLD: Complete Analysis 2026

IAFMX — Stock

The fund seeks to achieve its investment objective by purchasing equity securities that the Adviser believes are likely to appreciate. It generally seeks to purchase equity securities of large capitalization U.S. companies, and may purchase American Depository Receipts ("ADRs") of international companies trading on U.S. exchanges. The fund will invest at least 80% of its net assets in securities of large capitalization companies. It is non-diversified.

Full IAFMX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.