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IAFNF vs XYLD: Dividend Comparison 2026

IAFNF yields 2.52% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IAFNF wins by $179.14M in total portfolio value
10 years
IAFNF
IAFNF
● Live price
2.52%
Share price
$111.14
Annual div
$2.80
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$179.17M
Annual income
$166,454,914.17
Full IAFNF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — IAFNF vs XYLD

📍 IAFNF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIAFNFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IAFNF + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IAFNF pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IAFNF
Annual income on $10K today (after 15% tax)
$213.84/yr
After 10yr DRIP, annual income (after tax)
$141,486,677.04/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, IAFNF beats the other by $141,483,940.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IAFNF + XYLD for your $10,000?

IAFNF: 50%XYLD: 50%
100% XYLD50/50100% IAFNF
Portfolio after 10yr
$89.60M
Annual income
$83,229,066.60/yr
Blended yield
92.89%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on IAFNF right now

IAFNF
Analyst Ratings
6
Buy
Consensus: Buy
Altman Z
0.3
Piotroski
6/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IAFNF buys
0
XYLD buys
0
No recent congressional trades found for IAFNF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIAFNFXYLD
Forward yield2.52%10.98% ✓
Annual dividend / share$2.80$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓0%
Portfolio after 10y$179.17M ✓$25.3K
Annual income after 10y$166,454,914.17 ✓$3,219.02
Total dividends collected$178.19M ✓$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IAFNF vs XYLD ($10,000, DRIP)

YearIAFNF PortfolioIAFNF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,203$503.15$10,818$1,098.39+$385.00 → IAFNF
2$13,041$1,053.61$11,738$1,222.51+$1.3K → IAFNF
3$16,246$2,292.44$12,774$1,364.64+$3.5K → IAFNF
4$22,722$5,338.12$13,944$1,527.86+$8.8K → IAFNF
5$38,267$13,954.68$15,270$1,715.87+$23.0K → IAFNF
6$84,874$43,928.76$16,775$1,933.09+$68.1K → IAFNF
7$272,932$182,116.22$18,490$2,184.87+$254.4K → IAFNF
8$1,386,681$1,094,643.58$20,450$2,477.63+$1.37M → IAFNF
9$11,879,152$10,395,403.94$22,697$2,819.19+$11.86M → IAFNF
10$179,165,607$166,454,914.17$25,280$3,219.02+$179.14M → IAFNF

IAFNF vs XYLD: Complete Analysis 2026

IAFNF — Stock

iA Financial Corporation Inc., through its subsidiary, Industrial Alliance Insurance and Financial Services Inc., provides various life and health insurance products in Canada and the United States. The company operates through Individual Insurance, Individual Wealth Management, Group Insurance, Group Savings and Retirement, US Operations, and Other segments. It offers life, health, disability, and mortgage insurance products, as well as individual products and services for savings plans, securities brokerage, trust operations, and mutual funds. The company also provides group insurance products and services, including accidental death and dismemberment, dental care, short and long-term disability insurance, products for employee plans; creditor and replacement insurance, replacement warranties, extended warranties, and other products for dealer services; and specialized products. In addition, the company offers group products and services for savings plans, retirement, and segregated funds. Further, the company provides auto and home insurance products, as well as offers asset management and financing services. The company was founded in 1892 and is headquartered in Québec, Canada.

Full IAFNF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.