Is IAIC or XYLD a better dividend investment in 2026?

IAIC currently yields 46.73% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: IAIC offers higher current income.

What is the dividend yield difference between IAIC and XYLD?

IAIC has a forward dividend yield of 46.73% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 35.53 percentage points.

Home › Compare › IAIC vs XYLD

IAIC vs XYLD: Dividend Comparison 2026

IAIC yields 46.73% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IAIC wins by $306.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IAIC

● Live price

46.73%

Share price

$4.28

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$332.3K

Annual income

$63,787.14

Full IAIC calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — IAIC vs XYLD

📍 IAIC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IAIC	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IAIC + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IAIC pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IAIC

Annual income on $10K today (after 15% tax)

$3,971.96/yr

After 10yr DRIP, annual income (after tax)

$54,219.07/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, IAIC beats the other by $51,370.69/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IAIC + XYLD for your $10,000?

IAIC: 50%XYLD: 50%

100% XYLD50/50100% IAIC

Portfolio after 10yr

$179.1K

Annual income

$33,569.08/yr

Blended yield

18.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IAIC buys

XYLD buys

No recent congressional trades found for IAIC or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIAICXYLD

Forward yield	46.73% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$332.3K ✓	$25.9K
Annual income after 10y	$63,787.14 ✓	$3,351.03
Total dividends collected	$260.8K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IAIC vs XYLD ($10,000, DRIP)

Year	IAIC Portfolio	IAIC Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$15,373	$4,672.90	$10,840	$1,120.44	+$4.5K → IAIC
2	$23,163	$6,713.64	$11,786	$1,249.59	+$11.4K → IAIC
3	$34,238	$9,453.81	$12,854	$1,397.78	+$21.4K → IAIC
4	$49,694	$13,059.94	$14,063	$1,568.33	+$35.6K → IAIC
5	$70,889	$17,715.72	$15,434	$1,765.19	+$55.5K → IAIC
6	$99,469	$23,618.08	$16,995	$1,993.14	+$82.5K → IAIC
7	$137,404	$30,972.16	$18,777	$2,257.95	+$118.6K → IAIC
8	$187,008	$39,985.20	$20,818	$2,566.58	+$166.2K → IAIC
9	$250,958	$50,859.85	$23,163	$2,927.50	+$227.8K → IAIC
10	$332,312	$63,787.14	$25,865	$3,351.03	+$306.4K → IAIC

IAIC vs XYLD: Complete Analysis 2026

IAIC — Stock

Information Analysis Incorporated engages in developing and maintaining information technology systems, modernizing client information systems, and performing professional services to government and commercial organizations in the United States. The company develops and provides Web-based and mobile device solutions, including electronic forms conversions for various agencies of the federal government, data analytics, and legacy software migration and modernization. It also sells third-party software products, as well as provides maintenance services. The company was founded in 1979 and is headquartered in Fairfax, Virginia.

Full IAIC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.