HomeCompareIAUGF vs DIVO

IAUGF vs DIVO: Dividend Comparison 2026

IAUGF yields 4.01% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IAUGF wins by $13.7K in total portfolio value· pulled ahead in Year 4
10 years
IAUGF
IAUGF
● Live price
4.01%
Share price
$5.19
Annual div
$0.21
5Y div CAGR
21.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.4K
Annual income
$5,476.20
Full IAUGF calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — IAUGF vs DIVO

📍 IAUGF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIAUGFDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IAUGF + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IAUGF pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IAUGF
Annual income on $10K today (after 15% tax)
$341.00/yr
After 10yr DRIP, annual income (after tax)
$4,654.77/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, IAUGF beats the other by $3,820.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IAUGF + DIVO for your $10,000?

IAUGF: 50%DIVO: 50%
100% DIVO50/50100% IAUGF
Portfolio after 10yr
$37.6K
Annual income
$3,228.94/yr
Blended yield
8.60%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IAUGF buys
0
DIVO buys
0
No recent congressional trades found for IAUGF or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIAUGFDIVO
Forward yield4.01%6.49%
Annual dividend / share$0.21$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR21.3%0%
Portfolio after 10y$44.4K$30.7K
Annual income after 10y$5,476.20$981.68
Total dividends collected$20.6K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IAUGF vs DIVO ($10,000, DRIP)

YearIAUGF PortfolioIAUGF Income/yrDIVO PortfolioDIVO Income/yrGap
1$11,187$486.63$11,349$649.42$162.00DIVO
2$12,587$617.12$12,833$688.83$246.00DIVO
3$14,255$787.16$14,459$727.90$204.00DIVO
4← crossover$16,264$1,010.64$16,238$766.49+$26.00IAUGF
5$18,709$1,307.13$18,179$804.47+$530.00IAUGF
6$21,723$1,704.64$20,293$841.71+$1.4KIAUGF
7$25,488$2,243.80$22,591$878.14+$2.9KIAUGF
8$30,256$2,984.47$25,087$913.65+$5.2KIAUGF
9$36,391$4,016.33$27,791$948.18+$8.6KIAUGF
10$44,414$5,476.20$30,718$981.68+$13.7KIAUGF

IAUGF vs DIVO: Complete Analysis 2026

IAUGFStock

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. It offers personal and commercial insurance products, including bicycle, comprehensive motor, commercial and motor fleet, commercial property and liability, construction and engineering, consumer credit, compulsory third party, directors and officers, extended warranty, farm, crop, livestock, home and contents, income protection, marine, veteran, vintage and classic car, boat, caravan, travel, life, professional indemnity, public and product liability, security, workers' compensation, motor vehicle, business, and rural and horticultural, as well as reinsurance. The company sells its products through branches and agencies, call centers, online facilities, brokers, agents, authorized representatives, and financial institutions; and third parties under the NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is based in Sydney, Australia.

Full IAUGF Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.