Is IBCD or DVY a better dividend investment in 2026?

IBCD currently yields 8.15% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: IBCD offers higher current income.

What is the dividend yield difference between IBCD and DVY?

IBCD has a forward dividend yield of 8.15% ($2.00/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 4.65 percentage points.

Home › Compare › IBCD vs DVY

IBCD vs DVY: Dividend Comparison 2026

IBCD yields 8.15% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IBCD wins by $9.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IBCD

● Live price

8.15%

Share price

$24.55

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.3K

Annual income

$1,364.26

Full IBCD calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — IBCD vs DVY

📍 IBCD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IBCD	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IBCD + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IBCD pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBCD

Annual income on $10K today (after 15% tax)

$692.61/yr

After 10yr DRIP, annual income (after tax)

$1,159.62/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, IBCD beats the other by $787.51/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBCD + DVY for your $10,000?

IBCD: 50%DVY: 50%

100% DVY50/50100% IBCD

Portfolio after 10yr

$29.7K

Annual income

$901.02/yr

Blended yield

3.04%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBCD buys

DVY buys

No recent congressional trades found for IBCD or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIBCDDVY

Forward yield	8.15% ✓	3.50%
Annual dividend / share	$2.00	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$34.3K ✓	$25.1K
Annual income after 10y	$1,364.26 ✓	$437.78
Total dividends collected	$10.9K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IBCD vs DVY ($10,000, DRIP)

Year	IBCD Portfolio	IBCD Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,515	$814.83	$11,050	$349.62	+$465.00 → IBCD
2	$13,198	$876.88	$12,184	$361.04	+$1.0K → IBCD
3	$15,061	$939.29	$13,409	$372.07	+$1.7K → IBCD
4	$17,117	$1,001.77	$14,730	$382.68	+$2.4K → IBCD
5	$19,379	$1,064.04	$16,154	$392.89	+$3.2K → IBCD
6	$21,862	$1,125.85	$17,688	$402.69	+$4.2K → IBCD
7	$24,579	$1,186.98	$19,338	$412.07	+$5.2K → IBCD
8	$27,547	$1,247.22	$21,113	$421.04	+$6.4K → IBCD
9	$30,781	$1,306.36	$23,020	$429.61	+$7.8K → IBCD
10	$34,300	$1,364.26	$25,070	$437.78	+$9.2K → IBCD

IBCD vs DVY: Complete Analysis 2026

IBCD — Stock

The investment seeks to track the investment results of the Bloomberg Barclays 2020 Maturity High Quality Corporate Index which is composed of U.S. dollar-denominated, investment-grade corporate bonds, excluding financials, maturing after March 31, 2019 and before April 1, 2020. The fund generally will invest at least 90% of its assets in the component securities of the underlying index, and may invest up to 10% of its assets in certain futures, options and swap contracts, cash and cash equivalents, as well as in securities not included in the underlying index.

Full IBCD Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.