Is IBDL or RYLD a better dividend investment in 2026?

IBDL currently yields 7.94% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between IBDL and RYLD?

IBDL has a forward dividend yield of 7.94% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 4.20 percentage points.

Home › Compare › IBDL vs RYLD

IBDL vs RYLD: Dividend Comparison 2026

IBDL yields 7.94% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $10.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IBDL

● Live price

7.94%

Share price

$25.20

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.8K

Annual income

$1,311.62

Full IBDL calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — IBDL vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IBDL	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IBDL + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IBDL pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBDL

Annual income on $10K today (after 15% tax)

$674.60/yr

After 10yr DRIP, annual income (after tax)

$1,114.88/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $1,084.37/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBDL + RYLD for your $10,000?

IBDL: 50%RYLD: 50%

100% RYLD50/50100% IBDL

Portfolio after 10yr

$39.2K

Annual income

$1,949.48/yr

Blended yield

4.98%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBDL buys

RYLD buys

No recent congressional trades found for IBDL or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIBDLRYLD

Forward yield	7.94%	12.14% ✓
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.8K	$44.5K ✓
Annual income after 10y	$1,311.62	$2,587.35 ✓
Total dividends collected	$10.6K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IBDL vs RYLD ($10,000, DRIP)

Year	IBDL Portfolio	IBDL Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,494	$793.65	$11,914	$1,213.65	$420.00 → RYLD
2	$13,151	$852.52	$14,099	$1,351.30	$948.00 → RYLD
3	$14,983	$911.62	$16,580	$1,494.55	$1.6K → RYLD
4	$17,002	$970.67	$19,384	$1,642.61	$2.4K → RYLD
5	$19,222	$1,029.45	$22,535	$1,794.70	$3.3K → RYLD
6	$21,655	$1,087.70	$26,063	$1,950.00	$4.4K → RYLD
7	$24,316	$1,145.22	$29,995	$2,107.69	$5.7K → RYLD
8	$27,220	$1,201.82	$34,361	$2,266.99	$7.1K → RYLD
9	$30,383	$1,257.34	$39,194	$2,427.12	$8.8K → RYLD
10	$33,821	$1,311.62	$44,525	$2,587.35	$10.7K → RYLD

IBDL vs RYLD: Complete Analysis 2026

IBDL — Stock

The investment seeks to track the investment results of the Bloomberg Barclays December 2020 Maturity Corporate Index (the "underlying index"). The fund generally will invest at least 90% of its assets in the component securities of the underlying index. The underlying index is composed of U.S. dollar-denominated, taxable, investment-grade corporate bonds scheduled to mature after December 31, 2019 and before December 16, 2020.

Full IBDL Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this IBDL vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IBDL vs SCHD IBDL vs JEPI IBDL vs O IBDL vs KO IBDL vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.