Is IBDM or QYLD a better dividend investment in 2026?

IBDM currently yields 8.09% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between IBDM and QYLD?

IBDM has a forward dividend yield of 8.09% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 3.83 percentage points.

Home › Compare › IBDM vs QYLD

IBDM vs QYLD: Dividend Comparison 2026

IBDM yields 8.09% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IBDM wins by $8.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IBDM

● Live price

8.09%

Share price

$24.72

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$1,349.81

Full IBDM calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — IBDM vs QYLD

📍 IBDM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IBDM	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IBDM + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IBDM pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBDM

Annual income on $10K today (after 15% tax)

$687.70/yr

After 10yr DRIP, annual income (after tax)

$1,147.34/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,663.08/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IBDM + QYLD for your $10,000?

IBDM: 50%QYLD: 50%

100% QYLD50/50100% IBDM

Portfolio after 10yr

$29.8K

Annual income

$3,504.57/yr

Blended yield

11.77%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBDM buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIBDMQYLD

Forward yield	8.09%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$34.2K ✓	$25.4K
Annual income after 10y	$1,349.81	$5,659.31 ✓
Total dividends collected	$10.8K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IBDM vs QYLD ($10,000, DRIP)

Year	IBDM Portfolio	IBDM Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,509	$809.06	$10,352	$1,192.36	+$1.2K → IBDM
2	$13,185	$870.24	$10,830	$1,347.57	+$2.4K → IBDM
3	$15,040	$931.73	$11,460	$1,539.07	+$3.6K → IBDM
4	$17,086	$993.27	$12,275	$1,777.84	+$4.8K → IBDM
5	$19,336	$1,054.58	$13,323	$2,078.95	+$6.0K → IBDM
6	$21,805	$1,115.41	$14,667	$2,463.34	+$7.1K → IBDM
7	$24,507	$1,175.54	$16,396	$2,960.57	+$8.1K → IBDM
8	$27,457	$1,234.77	$18,631	$3,612.97	+$8.8K → IBDM
9	$30,672	$1,292.91	$21,548	$4,482.15	+$9.1K → IBDM
10	$34,169	$1,349.81	$25,398	$5,659.31	+$8.8K → IBDM

IBDM vs QYLD: Complete Analysis 2026

IBDM — Stock

The investment seeks to track the investment results of the Bloomberg December 2021 Maturity Corporate Index which composed of U.S. dollar-denominated, investment-grade corporate bonds maturing in 2021. The fund generally will invest at least 90% of its assets in the component securities of the underlying index. The underlying index is composed of U.S. dollar-denominated, taxable, investment-grade corporate bonds scheduled to mature after December 31, 2020 and before December 16, 2021. -null-.

Full IBDM Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.