HomeCompareIBDM vs SPHD

IBDM vs SPHD: Dividend Comparison 2026

IBDM yields 8.09% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IBDM wins by $7.6K in total portfolio value
10 years
IBDM
IBDM
● Live price
8.09%
Share price
$24.72
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.2K
Annual income
$1,349.81
Full IBDM calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — IBDM vs SPHD

📍 IBDM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBDMSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBDM + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBDM pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBDM
Annual income on $10K today (after 15% tax)
$687.70/yr
After 10yr DRIP, annual income (after tax)
$1,147.34/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, IBDM beats the other by $661.72/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of IBDM + SPHD for your $10,000?

IBDM: 50%SPHD: 50%
100% SPHD50/50100% IBDM
Portfolio after 10yr
$30.4K
Annual income
$960.57/yr
Blended yield
3.16%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBDM buys
0
SPHD buys
0
No recent congressional trades found for IBDM or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBDMSPHD
Forward yield8.09%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.2K$26.5K
Annual income after 10y$1,349.81$571.32
Total dividends collected$10.8K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBDM vs SPHD ($10,000, DRIP)

YearIBDM PortfolioIBDM Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,509$809.06$11,133$432.85+$376.00IBDM
2$13,185$870.24$12,363$450.36+$822.00IBDM
3$15,040$931.73$13,695$467.39+$1.3KIBDM
4$17,086$993.27$15,138$483.90+$1.9KIBDM
5$19,336$1,054.58$16,697$499.88+$2.6KIBDM
6$21,805$1,115.41$18,382$515.31+$3.4KIBDM
7$24,507$1,175.54$20,198$530.17+$4.3KIBDM
8$27,457$1,234.77$22,157$544.46+$5.3KIBDM
9$30,672$1,292.91$24,266$558.18+$6.4KIBDM
10$34,169$1,349.81$26,536$571.32+$7.6KIBDM

IBDM vs SPHD: Complete Analysis 2026

IBDMStock

The investment seeks to track the investment results of the Bloomberg December 2021 Maturity Corporate Index which composed of U.S. dollar-denominated, investment-grade corporate bonds maturing in 2021. The fund generally will invest at least 90% of its assets in the component securities of the underlying index. The underlying index is composed of U.S. dollar-denominated, taxable, investment-grade corporate bonds scheduled to mature after December 31, 2020 and before December 16, 2021. -null-.

Full IBDM Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.