Is IBDQ or QYLD a better dividend investment in 2026?

IBDQ currently yields 2.77% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between IBDQ and QYLD?

IBDQ has a forward dividend yield of 2.77% ($0.70/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.15 percentage points.

Home › Compare › IBDQ vs QYLD

IBDQ vs QYLD: Dividend Comparison 2026

IBDQ yields 2.77% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $1.5K in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

IBDQ

● Live price

2.77%

Share price

$25.12

Annual div

$0.70

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.9K

Annual income

$331.48

Full IBDQ calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — IBDQ vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IBDQ	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IBDQ + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

—

IBDQ pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBDQ

Annual income on $10K today (after 15% tax)

$235.63/yr

After 10yr DRIP, annual income (after tax)

$281.76/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,528.66/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IBDQ + QYLD for your $10,000?

IBDQ: 50%QYLD: 50%

100% QYLD50/50100% IBDQ

Portfolio after 10yr

$24.6K

Annual income

$2,995.40/yr

Blended yield

12.16%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBDQ buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Lindsey Graham	🏛 Senate	$IBDQ	▼ Sell	$15,001 - $50,000	2025-12-18
Lindsey Graham	🏛 Senate	$IBDQ	▼ Sell	$15,001 - $50,000	2025-12-18
Lindsey Graham	🏛 Senate	$IBDQ	▲ Buy	$15,001 - $50,000	2022-06-30
Lindsey Graham	🏛 Senate	$IBDQ	▲ Buy	$15,001 - $50,000	2022-06-30

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIBDQQYLD

Forward yield	2.77%	11.92% ✓
Annual dividend / share	$0.70	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.9K	$25.4K ✓
Annual income after 10y	$331.48	$5,659.31 ✓
Total dividends collected	$3.1K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IBDQ vs QYLD ($10,000, DRIP)

Year	IBDQ Portfolio	IBDQ Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,977	$277.22	$10,352	$1,192.36	+$625.00 → IBDQ
2	$12,030	$284.40	$10,830	$1,347.57	+$1.2K → IBDQ
3	$13,163	$291.29	$11,460	$1,539.07	+$1.7K → IBDQ
4	$14,383	$297.88	$12,275	$1,777.84	+$2.1K → IBDQ
5	$15,694	$304.18	$13,323	$2,078.95	+$2.4K → IBDQ
6	$17,102	$310.19	$14,667	$2,463.34	+$2.4K → IBDQ
7	$18,616	$315.92	$16,396	$2,960.57	+$2.2K → IBDQ
8	$20,240	$321.37	$18,631	$3,612.97	+$1.6K → IBDQ
9	$21,983	$326.56	$21,548	$4,482.15	+$435.00 → IBDQ
10← crossover	$23,854	$331.48	$25,398	$5,659.31	$1.5K → QYLD

IBDQ vs QYLD: Complete Analysis 2026

IBDQ — Stock

The iShares iBonds Dec 2025 Term Corporate ETF seeks to track the investment results of an index composed of U.S. dollar-denominated, investment-grade corporate bonds maturing in 2025.This Fund is covered by U.S. Patent Nos. 8,438,100 and 8,655,770.

Full IBDQ Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.