Is IBDRY or RYLD a better dividend investment in 2026?

IBDRY currently yields 3.23% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between IBDRY and RYLD?

IBDRY has a forward dividend yield of 3.23% ($2.98/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.91 percentage points.

Home › Compare › IBDRY vs RYLD

IBDRY vs RYLD: Dividend Comparison 2026

IBDRY yields 3.23% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IBDRY wins by $602.87M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

IBDRY

● Live price

3.23%

Share price

$92.24

Annual div

$2.98

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$602.91M

Annual income

$569,109,411.85

Full IBDRY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — IBDRY vs RYLD

📍 IBDRY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IBDRY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IBDRY + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IBDRY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBDRY

Annual income on $10K today (after 15% tax)

$274.93/yr

After 10yr DRIP, annual income (after tax)

$483,743,000.07/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, IBDRY beats the other by $483,740,800.83/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IBDRY + RYLD for your $10,000?

IBDRY: 50%RYLD: 50%

100% RYLD50/50100% IBDRY

Portfolio after 10yr

$301.48M

Annual income

$284,555,999.59/yr

Blended yield

94.39%

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Analyst Conviction Gap

Where Wall Street is most bullish on IBDRY right now

IBDRY

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

1.3

Piotroski

5/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBDRY buys

RYLD buys

No recent congressional trades found for IBDRY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIBDRYRYLD

Forward yield	3.23%	12.14% ✓
Annual dividend / share	$2.98 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$602.91M ✓	$44.5K
Annual income after 10y	$569,109,411.85 ✓	$2,587.35
Total dividends collected	$600.43M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IBDRY vs RYLD ($10,000, DRIP)

Year	IBDRY Portfolio	IBDRY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,347	$646.89	$11,914	$1,213.65	$567.00 → RYLD
2	$13,513	$1,372.00	$14,099	$1,351.30	$586.00 → RYLD
3← crossover	$17,513	$3,054.08	$16,580	$1,494.55	+$933.00 → IBDRY
4	$26,137	$7,398.34	$19,384	$1,642.61	+$6.8K → IBDRY
5	$48,606	$20,638.54	$22,535	$1,794.70	+$26.1K → IBDRY
6	$123,746	$71,737.84	$26,063	$1,950.00	+$97.7K → IBDRY
7	$473,789	$341,380.59	$29,995	$2,107.69	+$443.8K → IBDRY
8	$2,950,042	$2,443,087.85	$34,361	$2,266.99	+$2.92M → IBDRY
9	$31,589,946	$28,433,401.52	$39,194	$2,427.12	+$31.55M → IBDRY
10	$602,910,654	$569,109,411.85	$44,525	$2,587.35	+$602.87M → IBDRY

IBDRY vs RYLD: Complete Analysis 2026

IBDRY — Stock

Iberdrola, S.A. engages in the generation, transmission, distribution, and supply of electricity in Spain and internationally. It generates and markets electrical power using renewable sources, such as onshore and offshore wind, hydro, solar photovoltaic, combined cycle gas, nuclear, and biomass, as well as through installation of batteries. The company is also involved in the purchase and sale of electricity and gas on wholesale markets; development of green hydrogen projects; and distribution and sale of gas. It has a total installed capacity of 58,320 MW, including 38,138 MW of renewable installed capacity; and operates 1.2 million kilometers of electricity transmission and distribution lines, as well as serves 36.11 million consumers. In addition, the company offers energy storage, heat pumps, self-consumption, and electric vehicles for residential customers; and management of energy facilities, as well as supplies green H2, industrial heat, etc. to industrial customers. Iberdrola, S.A. was founded in 1840 and is headquartered in Bilbao, Spain.

Full IBDRY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.