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IBDSF vs SCHD: Dividend Comparison 2026

IBDSF yields 3.21% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IBDSF wins by $578.74M in total portfolio value
10 years
IBDSF
IBDSF
● Live price
3.21%
Share price
$22.65
Annual div
$0.73
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$578.77M
Annual income
$546,074,786.48
Full IBDSF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — IBDSF vs SCHD

📍 IBDSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBDSFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBDSF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBDSF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBDSF
Annual income on $10K today (after 15% tax)
$272.69/yr
After 10yr DRIP, annual income (after tax)
$464,163,568.51/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, IBDSF beats the other by $464,163,206.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBDSF + SCHD for your $10,000?

IBDSF: 50%SCHD: 50%
100% SCHD50/50100% IBDSF
Portfolio after 10yr
$289.40M
Annual income
$273,037,606.21/yr
Blended yield
94.35%
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Analyst Conviction Gap

Where Wall Street is most bullish on IBDSF right now

IBDSF
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Altman Z
1.3
Piotroski
5/9
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBDSF buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBDSFSCHD
Forward yield3.21%3.46%
Annual dividend / share$0.73$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$578.77M$29.0K
Annual income after 10y$546,074,786.48$425.95
Total dividends collected$576.37M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBDSF vs SCHD ($10,000, DRIP)

YearIBDSF PortfolioIBDSF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,342$641.63$11,226$346.36+$116.00IBDSF
2$13,496$1,360.22$12,572$357.38+$924.00IBDSF
3$17,466$3,025.36$14,046$367.84+$3.4KIBDSF
4$26,007$7,318.38$15,660$377.73+$10.3KIBDSF
5$48,196$20,368.51$17,425$387.07+$30.8KIBDSF
6$122,124$70,554.93$19,354$395.86+$102.8KIBDSF
7$464,843$334,169.62$21,461$404.13+$443.4KIBDSF
8$2,874,861$2,377,478.92$23,762$411.89+$2.85MIBDSF
9$30,559,701$27,483,599.71$26,272$419.15+$30.53MIBDSF
10$578,773,666$546,074,786.48$29,010$425.95+$578.74MIBDSF

IBDSF vs SCHD: Complete Analysis 2026

IBDSFStock

Iberdrola, S.A. engages in the generation, transmission, distribution, and supply of electricity in Spain and internationally. It generates and markets electrical power using renewable sources, such as onshore and offshore wind, hydro, solar photovoltaic, combined cycle gas, nuclear, and biomass, as well as through installation of batteries. The company is also involved in the purchase and sale of electricity and gas on wholesale markets; development of green hydrogen projects; and distribution and sale of gas. It has a total installed capacity of 58,320 MW, including 38,138 MW of renewable installed capacity; and operates 1.2 million kilometers of electricity transmission and distribution lines, as well as serves 36.11 million consumers. In addition, the company offers energy storage, heat pumps, self-consumption, and electric vehicles for residential customers; and management of energy facilities, as well as supplies green H2, industrial heat, etc. to industrial customers. Iberdrola, S.A. was founded in 1840 and is headquartered in Bilbao, Spain.

Full IBDSF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.