Is IBDU or QYLD a better dividend investment in 2026?

IBDU currently yields 4.67% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between IBDU and QYLD?

IBDU has a forward dividend yield of 4.67% ($1.09/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.25 percentage points.

Home › Compare › IBDU vs QYLD

IBDU vs QYLD: Dividend Comparison 2026

IBDU yields 4.67% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IBDU wins by $1.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IBDU

● Live price

4.67%

Share price

$23.26

Annual div

$1.09

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.2K

Annual income

$630.39

Full IBDU calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — IBDU vs QYLD

📍 IBDU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IBDU	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IBDU + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IBDU pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBDU

Annual income on $10K today (after 15% tax)

$397.24/yr

After 10yr DRIP, annual income (after tax)

$535.83/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,274.58/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IBDU + QYLD for your $10,000?

IBDU: 50%QYLD: 50%

100% QYLD50/50100% IBDU

Portfolio after 10yr

$26.3K

Annual income

$3,144.86/yr

Blended yield

11.97%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBDU buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIBDUQYLD

Forward yield	4.67%	11.92% ✓
Annual dividend / share	$1.09	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.2K ✓	$25.4K
Annual income after 10y	$630.39	$5,659.31 ✓
Total dividends collected	$5.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IBDU vs QYLD ($10,000, DRIP)

Year	IBDU Portfolio	IBDU Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,167	$467.34	$10,352	$1,192.36	+$815.00 → IBDU
2	$12,437	$487.75	$10,830	$1,347.57	+$1.6K → IBDU
3	$13,815	$507.66	$11,460	$1,539.07	+$2.4K → IBDU
4	$15,309	$527.02	$12,275	$1,777.84	+$3.0K → IBDU
5	$16,927	$545.81	$13,323	$2,078.95	+$3.6K → IBDU
6	$18,675	$564.00	$14,667	$2,463.34	+$4.0K → IBDU
7	$20,564	$581.56	$16,396	$2,960.57	+$4.2K → IBDU
8	$22,602	$598.49	$18,631	$3,612.97	+$4.0K → IBDU
9	$24,799	$614.77	$21,548	$4,482.15	+$3.3K → IBDU
10	$27,166	$630.39	$25,398	$5,659.31	+$1.8K → IBDU

IBDU vs QYLD: Complete Analysis 2026

IBDU — Stock

The iShares iBonds Dec 2029 Term Corporate ETF (the “Fund”) seeks to track the investment results of an index composed of U.S. dollar-denominated, investment-grade corporate bonds maturing in 2029.This Fund is covered by U.S. Patent Nos. 8,438,100 and 8,655,770.

Full IBDU Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.