HomeCompareIBDU vs SPHD

IBDU vs SPHD: Dividend Comparison 2026

IBDU yields 4.29% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $21.00 in total portfolio value
10 years
IBDU
IBDU
● Live price
4.29%
Share price
$23.18
Annual div
$0.99
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$565.41
Full IBDU calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — IBDU vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBDUSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBDU + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBDU pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBDU
Annual income on $10K today (after 15% tax)
$364.93/yr
After 10yr DRIP, annual income (after tax)
$480.60/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $1.67/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of IBDU + SPHD for your $10,000?

IBDU: 50%SPHD: 50%
100% SPHD50/50100% IBDU
Portfolio after 10yr
$26.5K
Annual income
$566.38/yr
Blended yield
2.14%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBDU buys
0
SPHD buys
0
No recent congressional trades found for IBDU or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBDUSPHD
Forward yield4.29%4.30%
Annual dividend / share$0.99$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.5K$26.5K
Annual income after 10y$565.41$567.37
Total dividends collected$5.0K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBDU vs SPHD ($10,000, DRIP)

YearIBDU PortfolioIBDU Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,129$429.32$11,130$430.50$1.00SPHD
2$12,355$446.55$12,357$447.82$2.00SPHD
3$13,683$463.30$13,687$464.65$4.00SPHD
4$15,120$479.53$15,126$480.98$6.00SPHD
5$16,674$495.24$16,682$496.78$8.00SPHD
6$18,352$510.40$18,362$512.03$10.00SPHD
7$20,161$525.00$20,174$526.72$13.00SPHD
8$22,112$539.04$22,127$540.84$15.00SPHD
9$24,212$552.50$24,230$554.39$18.00SPHD
10$26,472$565.41$26,493$567.37$21.00SPHD

IBDU vs SPHD: Complete Analysis 2026

IBDUStock

The iShares iBonds Dec 2029 Term Corporate ETF (the “Fund”) seeks to track the investment results of an index composed of U.S. dollar-denominated, investment-grade corporate bonds maturing in 2029.This Fund is covered by U.S. Patent Nos. 8,438,100 and 8,655,770.

Full IBDU Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.