HomeCompareIBDW vs SPHD

IBDW vs SPHD: Dividend Comparison 2026

IBDW yields 4.79% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IBDW wins by $894.00 in total portfolio value
10 years
IBDW
IBDW
● Live price
4.79%
Share price
$20.93
Annual div
$1.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$651.37
Full IBDW calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — IBDW vs SPHD

📍 IBDW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBDWSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBDW + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBDW pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBDW
Annual income on $10K today (after 15% tax)
$407.38/yr
After 10yr DRIP, annual income (after tax)
$553.66/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, IBDW beats the other by $71.40/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of IBDW + SPHD for your $10,000?

IBDW: 50%SPHD: 50%
100% SPHD50/50100% IBDW
Portfolio after 10yr
$26.9K
Annual income
$609.37/yr
Blended yield
2.26%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBDW buys
0
SPHD buys
0
No recent congressional trades found for IBDW or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBDWSPHD
Forward yield4.79%4.30%
Annual dividend / share$1.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.4K$26.5K
Annual income after 10y$651.37$567.37
Total dividends collected$5.7K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBDW vs SPHD ($10,000, DRIP)

YearIBDW PortfolioIBDW Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,179$479.27$11,130$430.50+$49.00IBDW
2$12,463$500.74$12,357$447.82+$106.00IBDW
3$13,857$521.70$13,687$464.65+$170.00IBDW
4$15,369$542.11$15,126$480.98+$243.00IBDW
5$17,006$561.94$16,682$496.78+$324.00IBDW
6$18,778$581.14$18,362$512.03+$416.00IBDW
7$20,692$599.70$20,174$526.72+$518.00IBDW
8$22,758$617.60$22,127$540.84+$631.00IBDW
9$24,986$634.82$24,230$554.39+$756.00IBDW
10$27,387$651.37$26,493$567.37+$894.00IBDW

IBDW vs SPHD: Complete Analysis 2026

IBDWStock

The iShares iBonds Dec 2031 Term Corporate ETF seeks to track the investment results of an index composed of U.S. dollar-denominated, investment grade corporate bonds maturing in 2031.This Fund is covered by U.S. Patent Nos. 8,438,100 and 8,655,770.

Full IBDW Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.