Is IBFR or QYLD a better dividend investment in 2026?

IBFR currently yields 4.12% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between IBFR and QYLD?

IBFR has a forward dividend yield of 4.12% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.80 percentage points.

Home › Compare › IBFR vs QYLD

IBFR vs QYLD: Dividend Comparison 2026

IBFR yields 4.12% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IBFR wins by $756.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

IBFR

● Live price

4.12%

Share price

$48.59

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.2K

Annual income

$536.04

Full IBFR calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — IBFR vs QYLD

📍 IBFR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IBFR	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IBFR + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IBFR pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBFR

Annual income on $10K today (after 15% tax)

$349.87/yr

After 10yr DRIP, annual income (after tax)

$455.63/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,354.78/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IBFR + QYLD for your $10,000?

IBFR: 50%QYLD: 50%

100% QYLD50/50100% IBFR

Portfolio after 10yr

$25.8K

Annual income

$3,097.68/yr

Blended yield

12.02%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBFR buys

QYLD buys

No recent congressional trades found for IBFR or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIBFRQYLD

Forward yield	4.12%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.2K ✓	$25.4K
Annual income after 10y	$536.04	$5,659.31 ✓
Total dividends collected	$4.8K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IBFR vs QYLD ($10,000, DRIP)

Year	IBFR Portfolio	IBFR Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,112	$411.61	$10,352	$1,192.36	+$760.00 → IBFR
2	$12,317	$427.44	$10,830	$1,347.57	+$1.5K → IBFR
3	$13,622	$442.81	$11,460	$1,539.07	+$2.2K → IBFR
4	$15,033	$457.69	$12,275	$1,777.84	+$2.8K → IBFR
5	$16,557	$472.06	$13,323	$2,078.95	+$3.2K → IBFR
6	$18,202	$485.91	$14,667	$2,463.34	+$3.5K → IBFR
7	$19,976	$499.24	$16,396	$2,960.57	+$3.6K → IBFR
8	$21,886	$512.04	$18,631	$3,612.97	+$3.3K → IBFR
9	$23,942	$524.30	$21,548	$4,482.15	+$2.4K → IBFR
10	$26,154	$536.04	$25,398	$5,659.31	+$756.00 → IBFR

IBFR vs QYLD: Complete Analysis 2026

IBFR — Stock

The Innovator International Developed Managed 10 Buffer ETF is actively managed by Parametric and designed to provide international developed equity exposure with reduced volatility, while seeking to protect the fund against 10%-14% of reference asset losses.

Full IBFR Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.