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IBGC vs SPHD: Dividend Comparison 2026

IBGC yields 7.98% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IBGC wins by $5.9K in total portfolio value
10 years
IBGC
IBGC
● Live price
7.98%
Share price
$25.06
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$1,322.76
Full IBGC calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — IBGC vs SPHD

📍 IBGC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBGCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBGC + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IBGC pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBGC
Annual income on $10K today (after 15% tax)
$678.45/yr
After 10yr DRIP, annual income (after tax)
$1,124.35/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, IBGC beats the other by $360.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBGC + SPHD for your $10,000?

IBGC: 50%SPHD: 50%
100% SPHD50/50100% IBGC
Portfolio after 10yr
$31.0K
Annual income
$1,110.98/yr
Blended yield
3.59%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBGC buys
0
SPHD buys
0
No recent congressional trades found for IBGC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBGCSPHD
Forward yield7.98% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$33.9K ✓$28.0K
Annual income after 10y$1,322.76 ✓$899.19
Total dividends collected$10.6K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBGC vs SPHD ($10,000, DRIP)

YearIBGC PortfolioIBGC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,498$798.17$11,120$420.00+$378.00 → IBGC
2$13,161$857.71$12,357$458.31+$804.00 → IBGC
3$15,000$917.51$13,721$499.76+$1.3K → IBGC
4$17,027$977.29$15,227$544.58+$1.8K → IBGC
5$19,255$1,036.80$16,885$593.02+$2.4K → IBGC
6$21,699$1,095.80$18,713$645.34+$3.0K → IBGC
7$24,372$1,154.08$20,724$701.81+$3.6K → IBGC
8$27,290$1,211.45$22,938$762.73+$4.4K → IBGC
9$30,468$1,267.73$25,372$828.41+$5.1K → IBGC
10$33,923$1,322.76$28,047$899.19+$5.9K → IBGC

IBGC vs SPHD: Complete Analysis 2026

IBGC — Stock

IBGC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in IBGC shares.

Full IBGC Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.