HomeCompareIBHC vs SPHD

IBHC vs SPHD: Dividend Comparison 2026

IBHC yields 8.47% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IBHC wins by $8.5K in total portfolio value
10 years
IBHC
IBHC
● Live price
8.47%
Share price
$23.62
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.0K
Annual income
$1,446.19
Full IBHC calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — IBHC vs SPHD

📍 IBHC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBHCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBHC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBHC pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBHC
Annual income on $10K today (after 15% tax)
$719.88/yr
After 10yr DRIP, annual income (after tax)
$1,229.26/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, IBHC beats the other by $743.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBHC + SPHD for your $10,000?

IBHC: 50%SPHD: 50%
100% SPHD50/50100% IBHC
Portfolio after 10yr
$30.8K
Annual income
$1,008.75/yr
Blended yield
3.28%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBHC buys
0
SPHD buys
0
No recent congressional trades found for IBHC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBHCSPHD
Forward yield8.47%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.0K$26.5K
Annual income after 10y$1,446.19$571.32
Total dividends collected$11.5K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBHC vs SPHD ($10,000, DRIP)

YearIBHC PortfolioIBHC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,547$846.92$11,133$432.85+$414.00IBHC
2$13,269$913.95$12,363$450.36+$906.00IBHC
3$15,180$981.56$13,695$467.39+$1.5KIBHC
4$17,292$1,049.42$15,138$483.90+$2.2KIBHC
5$19,619$1,117.23$16,697$499.88+$2.9KIBHC
6$22,177$1,184.69$18,382$515.31+$3.8KIBHC
7$24,981$1,251.54$20,198$530.17+$4.8KIBHC
8$28,047$1,317.55$22,157$544.46+$5.9KIBHC
9$31,393$1,382.50$24,266$558.18+$7.1KIBHC
10$35,037$1,446.19$26,536$571.32+$8.5KIBHC

IBHC vs SPHD: Complete Analysis 2026

IBHCStock

The fund will invest at least 80% of its assets in the component securities of the underlying index, and it will invest at least 90% of its assets in fixed income securities of the types included in the underlying index. The underlying index is composed of U.S. dollar-denominated, taxable, fixed-rate, high yield and BBB or equivalently rated corporate bonds scheduled to mature between January 1, 2023 and December 15, 2023, inclusive.

Full IBHC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.