Home › Compare › IBHF vs SCHD

IBHF vs SCHD: Dividend Comparison 2026

IBHF yields 6.68% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IBHF wins by $2.1K in total portfolio value
10 years
IBHF
IBHF
● Live price
6.68%
Share price
$22.95
Annual div
$1.53
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.1K
Annual income
$1,020.63
Full IBHF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — IBHF vs SCHD

📍 IBHF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBHFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IBHF + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IBHF pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBHF
Annual income on $10K today (after 15% tax)
$567.46/yr
After 10yr DRIP, annual income (after tax)
$867.54/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, IBHF beats the other by $505.48/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBHF + SCHD for your $10,000?

IBHF: 50%SCHD: 50%
100% SCHD50/50100% IBHF
Portfolio after 10yr
$30.1K
Annual income
$723.29/yr
Blended yield
2.41%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBHF buys
0
SCHD buys
0
No recent congressional trades found for IBHF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBHFSCHD
Forward yield6.68% ✓3.46%
Annual dividend / share$1.53 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.1K ✓$29.0K
Annual income after 10y$1,020.63 ✓$425.95
Total dividends collected$8.5K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBHF vs SCHD ($10,000, DRIP)

YearIBHF PortfolioIBHF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,368$667.60$11,226$346.36+$142.00 → IBHF
2$12,873$709.26$12,572$357.38+$301.00 → IBHF
3$14,524$750.61$14,046$367.84+$478.00 → IBHF
4$16,333$791.52$15,660$377.73+$673.00 → IBHF
5$18,308$831.83$17,425$387.07+$883.00 → IBHF
6$20,461$871.43$19,354$395.86+$1.1K → IBHF
7$22,803$910.19$21,461$404.13+$1.3K → IBHF
8$25,347$948.04$23,762$411.89+$1.6K → IBHF
9$28,106$984.87$26,272$419.15+$1.8K → IBHF
10$31,095$1,020.63$29,010$425.95+$2.1K → IBHF

IBHF vs SCHD: Complete Analysis 2026

IBHF — Stock

The iShares iBonds 2026 Term High Yield and Income ETF (the “Fund”) seeks to track the investment results of an index composed of U.S. dollar-denominated, high yield and other income generating corporate bonds maturing in 2026.This Fund is covered by U.S. Patent Nos. 8,438,100 and 8,655,770.

Full IBHF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this IBHF vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IBHF vs JEPIIBHF vs OIBHF vs KOIBHF vs MAINIBHF vs VYMIBHF vs DGROIBHF vs VIGIBHF vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.