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IBIC vs XYLD: Dividend Comparison 2026

IBIC yields 4.36% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IBIC wins by $736.00 in total portfolio value
10 years
IBIC
IBIC
● Live price
4.36%
Share price
$25.95
Annual div
$1.13
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.6K
Annual income
$577.36
Full IBIC calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — IBIC vs XYLD

📍 IBIC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBICXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IBIC + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IBIC pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBIC
Annual income on $10K today (after 15% tax)
$370.97/yr
After 10yr DRIP, annual income (after tax)
$490.76/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,357.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBIC + XYLD for your $10,000?

IBIC: 50%XYLD: 50%
100% XYLD50/50100% IBIC
Portfolio after 10yr
$26.2K
Annual income
$1,964.19/yr
Blended yield
7.49%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBIC buys
0
XYLD buys
0
No recent congressional trades found for IBIC or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBICXYLD
Forward yield4.36%11.20% ✓
Annual dividend / share$1.13$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.6K ✓$25.9K
Annual income after 10y$577.36$3,351.03 ✓
Total dividends collected$5.1K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IBIC vs XYLD ($10,000, DRIP)

YearIBIC PortfolioIBIC Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,136$436.43$10,840$1,120.44+$296.00 → IBIC
2$12,370$454.24$11,786$1,249.59+$584.00 → IBIC
3$13,708$471.55$12,854$1,397.78+$854.00 → IBIC
4$15,156$488.35$14,063$1,568.33+$1.1K → IBIC
5$16,721$504.61$15,434$1,765.19+$1.3K → IBIC
6$18,412$520.31$16,995$1,993.14+$1.4K → IBIC
7$20,236$535.44$18,777$2,257.95+$1.5K → IBIC
8$22,203$550.00$20,818$2,566.58+$1.4K → IBIC
9$24,321$563.97$23,163$2,927.50+$1.2K → IBIC
10$26,601$577.36$25,865$3,351.03+$736.00 → IBIC

IBIC vs XYLD: Complete Analysis 2026

IBIC — Stock

The iShares iBonds Oct 2026 Term TIPS ETF seeks to track the investment results of an index composed of U.S. Treasury Inflation-Protected Securities (TIPS) maturing in 2026.

Full IBIC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.