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IBIE vs SPHD: Dividend Comparison 2026

IBIE yields 4.05% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $2.0K in total portfolio value
10 years
IBIE
IBIE
● Live price
4.05%
Share price
$26.23
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$525.22
Full IBIE calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — IBIE vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBIESPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBIE + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IBIE pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBIE
Annual income on $10K today (after 15% tax)
$344.24/yr
After 10yr DRIP, annual income (after tax)
$446.44/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SPHD beats the other by $317.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBIE + SPHD for your $10,000?

IBIE: 50%SPHD: 50%
100% SPHD50/50100% IBIE
Portfolio after 10yr
$27.0K
Annual income
$712.21/yr
Blended yield
2.63%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBIE buys
0
SPHD buys
0
No recent congressional trades found for IBIE or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBIESPHD
Forward yield4.05% ✓4.00%
Annual dividend / share$1.06$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$26.0K$28.0K ✓
Annual income after 10y$525.22$899.19 ✓
Total dividends collected$4.7K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBIE vs SPHD ($10,000, DRIP)

YearIBIE PortfolioIBIE Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,105$404.99$11,120$420.00$15.00 → SPHD
2$12,303$420.32$12,357$458.31$54.00 → SPHD
3$13,599$435.19$13,721$499.76$122.00 → SPHD
4$15,001$449.57$15,227$544.58$226.00 → SPHD
5$16,514$463.46$16,885$593.02$371.00 → SPHD
6$18,147$476.85$18,713$645.34$566.00 → SPHD
7$19,907$489.72$20,724$701.81$817.00 → SPHD
8$21,802$502.07$22,938$762.73$1.1K → SPHD
9$23,842$513.90$25,372$828.41$1.5K → SPHD
10$26,037$525.22$28,047$899.19$2.0K → SPHD

IBIE vs SPHD: Complete Analysis 2026

IBIE — Stock

The iShares iBonds Oct 2028 Term TIPS ETF seeks to track the investment results of an index composed of U.S. Treasury Inflation-Protected Securities (TIPS) maturing in 2028.

Full IBIE Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.