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IBIF vs QYLD: Dividend Comparison 2026

IBIF yields 4.47% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IBIF wins by $1.4K in total portfolio value
10 years
IBIF
IBIF
● Live price
4.47%
Share price
$26.25
Annual div
$1.17
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.8K
Annual income
$595.01
Full IBIF calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — IBIF vs QYLD

📍 IBIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBIFQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBIF + QYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IBIF pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBIF
Annual income on $10K today (after 15% tax)
$379.81/yr
After 10yr DRIP, annual income (after tax)
$505.76/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,304.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBIF + QYLD for your $10,000?

IBIF: 50%QYLD: 50%
100% QYLD50/50100% IBIF
Portfolio after 10yr
$26.1K
Annual income
$3,127.16/yr
Blended yield
11.98%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBIF buys
0
QYLD buys
0
No recent congressional trades found for IBIF or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBIFQYLD
Forward yield4.47%11.92% ✓
Annual dividend / share$1.17$2.04 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.8K ✓$25.4K
Annual income after 10y$595.01$5,659.31 ✓
Total dividends collected$5.2K$27.1K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IBIF vs QYLD ($10,000, DRIP)

YearIBIF PortfolioIBIF Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,147$446.84$10,352$1,192.36+$795.00 → IBIF
2$12,393$465.50$10,830$1,347.57+$1.6K → IBIF
3$13,744$483.66$11,460$1,539.07+$2.3K → IBIF
4$15,207$501.30$12,275$1,777.84+$2.9K → IBIF
5$16,790$518.39$13,323$2,078.95+$3.5K → IBIF
6$18,500$534.91$14,667$2,463.34+$3.8K → IBIF
7$20,346$550.84$16,396$2,960.57+$4.0K → IBIF
8$22,336$566.16$18,631$3,612.97+$3.7K → IBIF
9$24,481$580.89$21,548$4,482.15+$2.9K → IBIF
10$26,790$595.01$25,398$5,659.31+$1.4K → IBIF

IBIF vs QYLD: Complete Analysis 2026

IBIF — Stock

The iShares iBonds Oct 2029 Term TIPS ETF seeks to track the investment results of an index composed of U.S. Treasury Inflation-Protected Securities (TIPS) maturing in 2029.

Full IBIF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.