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IBIH vs XYLD: Dividend Comparison 2026

IBIH yields 4.64% · XYLD yields 10.93%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IBIH wins by $2.0K in total portfolio value
10 years
IBIH
IBIH
● Live price
4.64%
Share price
$26.20
Annual div
$1.22
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.1K
Annual income
$625.20
Full IBIH calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.93%
Share price
$39.31
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$3,189.45
Full XYLD calculator →

Portfolio growth — IBIH vs XYLD

📍 IBIH pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBIHXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBIH + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IBIH pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBIH
Annual income on $10K today (after 15% tax)
$394.70/yr
After 10yr DRIP, annual income (after tax)
$531.42/yr
XYLD
Annual income on $10K today (after 15% tax)
$929.36/yr
After 10yr DRIP, annual income (after tax)
$2,711.03/yr
At 15% tax rate, XYLD beats the other by $2,179.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBIH + XYLD for your $10,000?

IBIH: 50%XYLD: 50%
100% XYLD50/50100% IBIH
Portfolio after 10yr
$26.1K
Annual income
$1,907.32/yr
Blended yield
7.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBIH buys
0
XYLD buys
0
No recent congressional trades found for IBIH or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBIHXYLD
Forward yield4.64%10.93% ✓
Annual dividend / share$1.22$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.1K ✓$25.1K
Annual income after 10y$625.20$3,189.45 ✓
Total dividends collected$5.5K$19.4K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IBIH vs XYLD ($10,000, DRIP)

YearIBIH PortfolioIBIH Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,164$464.35$10,813$1,093.36+$351.00 → IBIH
2$12,430$484.51$11,727$1,216.35+$703.00 → IBIH
3$13,805$504.16$12,756$1,357.11+$1.0K → IBIH
4$15,294$523.27$13,917$1,518.69+$1.4K → IBIH
5$16,907$541.80$15,232$1,704.71+$1.7K → IBIH
6$18,650$559.74$16,725$1,919.54+$1.9K → IBIH
7$20,532$577.06$18,425$2,168.40+$2.1K → IBIH
8$22,563$593.75$20,367$2,457.63+$2.2K → IBIH
9$24,753$609.80$22,592$2,794.87+$2.2K → IBIH
10$27,111$625.20$25,149$3,189.45+$2.0K → IBIH

IBIH vs XYLD: Complete Analysis 2026

IBIH — Stock

The iShares iBonds Oct 2031 Term TIPS ETF seeks to track the investment results of an index composed of U.S. Treasury Inflation-Protected Securities (TIPS) maturing in 2031.

Full IBIH Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.