Is IBIK or CL a better dividend investment in 2026?

IBIK currently yields 4.41% with a 5% 5-year dividend growth rate. CL yields 4.00% with 5% growth. The better choice depends on your goal: IBIK offers higher current income.

What is the dividend yield difference between IBIK and CL?

IBIK has a forward dividend yield of 4.41% ($1.14/share annually). CL yields 4.00% ($2.00/share annually). The yield gap is 0.41 percentage points.

Home › Compare › IBIK vs CL

IBIK vs CL: Dividend Comparison 2026

IBIK yields 4.41% · CL yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CL wins by $1.4K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

IBIK

● Live price

4.41%

Share price

$25.75

Annual div

$1.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.7K

Annual income

$585.88

Full IBIK calculator →

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full CL calculator →

Portfolio growth — IBIK vs CL

📍 CL pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IBIK	CL
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IBIK + CL cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IBIK pays

CL pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBIK

Annual income on $10K today (after 15% tax)

$375.25/yr

After 10yr DRIP, annual income (after tax)

$498.00/yr

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, CL beats the other by $266.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IBIK + CL for your $10,000?

IBIK: 50%CL: 50%

100% CL50/50100% IBIK

Portfolio after 10yr

$27.4K

Annual income

$742.54/yr

Blended yield

2.71%

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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

IBIK

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$92.45

+84.9% upside vs current

Range: $85.00 — $100.00

Altman Z

4.5

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBIK buys

CL buys

Politician	Chamber	Ticker	Type	Amount	Date
John Boozman	🏛 Senate	$CL	▼ Sell	$1,001 - $15,000	2025-10-09
Ro Khanna	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-10-07
Rick Larsen	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-10-06
Ro Khanna	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-29
Julie Johnson	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-25
Lisa McClain	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-11
Tim Moore	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-10
Ro Khanna	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-09-05
Ro Khanna	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-08-26
Lisa McClain	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-08-13

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIBIKCL

Forward yield	4.41% ✓	4.00%
Annual dividend / share	$1.14	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$26.7K	$28.0K ✓
Annual income after 10y	$585.88	$899.19 ✓
Total dividends collected	$5.2K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: IBIK vs CL ($10,000, DRIP)

Year	IBIK Portfolio	IBIK Income/yr	CL Portfolio	CL Income/yr	Gap
1	$11,141	$441.47	$11,120	$420.00	+$21.00 → IBIK
2	$12,381	$459.69	$12,357	$458.31	+$24.00 → IBIK
3	$13,725	$477.41	$13,721	$499.76	+$4.00 → IBIK
4← crossover	$15,181	$494.62	$15,227	$544.58	$46.00 → CL
5	$16,754	$511.28	$16,885	$593.02	$131.00 → CL
6	$18,455	$527.37	$18,713	$645.34	$258.00 → CL
7	$20,289	$542.88	$20,724	$701.81	$435.00 → CL
8	$22,267	$557.81	$22,938	$762.73	$671.00 → CL
9	$24,398	$572.14	$25,372	$828.41	$974.00 → CL
10	$26,692	$585.88	$28,047	$899.19	$1.4K → CL

IBIK vs CL: Complete Analysis 2026

IBIK — Stock

The iShares iBonds Oct 2034 Term TIPS ETF seeks to track the investment results of an index composed of U.S. Treasury Inflation-Protected Securities (TIPS) maturing in 2034. This Fund is covered by U.S. Patent Nos. 8,438,100 and 8,655,770.

Full IBIK Calculator →

CL — Consumer Staples

CL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CL shares.

Full CL Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.