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IBIM vs SPHD: Dividend Comparison 2026

IBIM yields 7.97% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IBIM wins by $7.4K in total portfolio value
10 years
IBIM
IBIM
● Live price
7.97%
Share price
$25.10
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$1,319.40
Full IBIM calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — IBIM vs SPHD

📍 IBIM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBIMSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBIM + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBIM pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBIM
Annual income on $10K today (after 15% tax)
$677.29/yr
After 10yr DRIP, annual income (after tax)
$1,121.49/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, IBIM beats the other by $635.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBIM + SPHD for your $10,000?

IBIM: 50%SPHD: 50%
100% SPHD50/50100% IBIM
Portfolio after 10yr
$30.2K
Annual income
$945.36/yr
Blended yield
3.13%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBIM buys
0
SPHD buys
0
No recent congressional trades found for IBIM or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBIMSPHD
Forward yield7.97%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.9K$26.5K
Annual income after 10y$1,319.40$571.32
Total dividends collected$10.6K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBIM vs SPHD ($10,000, DRIP)

YearIBIM PortfolioIBIM Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,497$796.81$11,133$432.85+$364.00IBIM
2$13,158$856.15$12,363$450.36+$795.00IBIM
3$14,995$915.74$13,695$467.39+$1.3KIBIM
4$17,019$975.30$15,138$483.90+$1.9KIBIM
5$19,245$1,034.59$16,697$499.88+$2.5KIBIM
6$21,686$1,093.36$18,382$515.31+$3.3KIBIM
7$24,355$1,151.41$20,198$530.17+$4.2KIBIM
8$27,269$1,208.55$22,157$544.46+$5.1KIBIM
9$30,442$1,264.60$24,266$558.18+$6.2KIBIM
10$33,893$1,319.40$26,536$571.32+$7.4KIBIM

IBIM vs SPHD: Complete Analysis 2026

IBIMStock

IBIM is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in IBIM shares.

Full IBIM Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.