HomeCompareIBLC vs SPHD

IBLC vs SPHD: Dividend Comparison 2026

IBLC yields 7.18% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IBLC wins by $5.6K in total portfolio value
10 years
IBLC
IBLC
● Live price
7.18%
Share price
$35.97
Annual div
$2.58
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.2K
Annual income
$1,131.53
Full IBLC calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — IBLC vs SPHD

📍 IBLC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBLCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBLC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBLC pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBLC
Annual income on $10K today (after 15% tax)
$609.94/yr
After 10yr DRIP, annual income (after tax)
$961.80/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, IBLC beats the other by $476.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBLC + SPHD for your $10,000?

IBLC: 50%SPHD: 50%
100% SPHD50/50100% IBLC
Portfolio after 10yr
$29.3K
Annual income
$851.42/yr
Blended yield
2.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBLC buys
0
SPHD buys
0
No recent congressional trades found for IBLC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBLCSPHD
Forward yield7.18%4.33%
Annual dividend / share$2.58$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.2K$26.5K
Annual income after 10y$1,131.53$571.32
Total dividends collected$9.3K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IBLC vs SPHD ($10,000, DRIP)

YearIBLC PortfolioIBLC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,418$717.58$11,133$432.85+$285.00IBLC
2$12,983$765.70$12,363$450.36+$620.00IBLC
3$14,705$813.69$13,695$467.39+$1.0KIBLC
4$16,596$861.35$15,138$483.90+$1.5KIBLC
5$18,666$908.51$16,697$499.88+$2.0KIBLC
6$20,927$954.99$18,382$515.31+$2.5KIBLC
7$23,393$1,000.65$20,198$530.17+$3.2KIBLC
8$26,076$1,045.37$22,157$544.46+$3.9KIBLC
9$28,990$1,089.02$24,266$558.18+$4.7KIBLC
10$32,151$1,131.53$26,536$571.32+$5.6KIBLC

IBLC vs SPHD: Complete Analysis 2026

IBLCStock

The iShares Blockchain and Tech ETF seeks to track the investment results of an index composed of U.S. and non-U.S. companies that are involved in the development, innovation, and utilization of blockchain and crypto technologies.

Full IBLC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.