Is IBM or ADC a better dividend investment in 2026?

IBM currently yields 3.06% with a 1% 5-year dividend growth rate. ADC yields 4.39% with 5.2% growth. The better choice depends on your goal: ADC offers higher current income, while ADC is better for long-term compounding. Use the DRIP calculator above to model your specific scenario.

What is the dividend yield difference between IBM and ADC?

IBM has a forward dividend yield of 3.06% (6.68/share annually). ADC yields 4.39% (3.00/share annually). The yield gap is 1.33 percentage points.

How much would $10,000 in IBM vs ADC pay in dividends per year?

With $10,000 invested: IBM would pay approximately $306/year in dividends. ADC would pay approximately $439/year. With DRIP reinvestment over 10 years, these amounts grow substantially due to compounding.

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IBM vs ADC: Dividend Comparison 2026

Q: Does IBM or ADC pay monthly dividends?

IBM pays quarterly dividends. ADC pays monthly dividends. Monthly payers are preferred by investors who want regular cash flow to cover living expenses.

IBM yields 3.06% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers

After 10 years · $10,000 invested · DRIP enabled

🏆 IBM wins by $4.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IBM

International Business Machines

3.06%

Share price

$218.40

Annual div

$6.68

5Y div CAGR

Payout ratio

64%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.6K

Annual income

$410.34

Full IBM calculator →

ADC

Agree Realty Corporation

4.39%

Share price

$68.40

Annual div

$3.00

5Y div CAGR

5.2%

Payout ratio

73%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.5K

Annual income

$1,093.74

Full ADC calculator →

Portfolio growth — IBM vs ADC

Annual dividend income

MetricIBMADC

Forward yield	3.06%	4.39% ✓
Annual dividend / share	$6.68 ✓	$3.00
Payout ratio	64% ✓	73%
1-year div growth	0.6%	2.8% ✓
5-year div CAGR	1%	5.2% ✓
Portfolio after 10y	$27.6K ✓	$23.5K
Annual income after 10y	$410.34	$1,093.74 ✓
Total dividends collected	$3.6K	$7.4K ✓
Payment frequency	quarterly	monthly
Sector	Technology	REIT

Year-by-year: IBM vs ADC ($10,000, DRIP)

Year	IBM Portfolio	IBM Income/yr	ADC Portfolio	ADC Income/yr	Gap
1	$11,149	$308.92	$10,871	$461.40	+$278.00 → IBM
2	$12,406	$320.90	$11,824	$506.91	+$582.00 → IBM
3	$13,781	$332.72	$12,866	$557.16	+$915.00 → IBM
4	$15,283	$344.36	$14,006	$612.66	+$1.3K → IBM
5	$16,923	$355.82	$15,254	$674.00	+$1.7K → IBM
6	$18,711	$367.09	$16,622	$741.82	+$2.1K → IBM
7	$20,661	$378.18	$18,120	$816.86	+$2.5K → IBM
8	$22,786	$389.09	$19,763	$899.90	+$3.0K → IBM
9	$25,100	$399.81	$21,565	$991.86	+$3.5K → IBM
10	$27,618	$410.34	$23,543	$1,093.74	+$4.1K → IBM

IBM vs ADC: Complete Analysis 2026

IBM — Technology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

ADC — REIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is IBM or ADC better for dividend income in 2026?

IBM currently offers a 3.06% yield (6.68/share/year) while ADC offers 4.39% (3.00/share/year). ADC provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.

How much would $10,000 in IBM vs ADC earn per year?

With $10,000 invested today: IBM pays approximately $306/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $410/year (IBM) and $1,094/year (ADC).

Does IBM or ADC pay monthly dividends?

IBM pays quarterly dividends. ADC pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.

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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.