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IBM vs PEP: Dividend Comparison 2026

IBM yields 3.06% · PEP yields 3.69% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 IBM wins by $6.1K in total portfolio value
10 years
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →

Portfolio growth — IBM vs PEP

Annual dividend income

MetricIBMPEP
Forward yield3.06%3.69%
Annual dividend / share$6.68$5.42
Payout ratio64%72%
1-year div growth0.6%7.1%
5-year div CAGR1%6.7%
Portfolio after 10y$27.6K$21.5K
Annual income after 10y$410.34$1,034.52
Total dividends collected$3.6K$6.6K
Payment frequencyquarterlyquarterly
SectorTechnologyConsumer Staples

Year-by-year: IBM vs PEP ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrPEP PortfolioPEP Income/yrGap
1$11,149$308.92$10,734$393.95+$415.00IBM
2$12,406$320.90$11,535$436.36+$871.00IBM
3$13,781$332.72$12,411$483.90+$1.4KIBM
4$15,283$344.36$13,371$537.26+$1.9KIBM
5$16,923$355.82$14,422$597.26+$2.5KIBM
6$18,711$367.09$15,578$664.81+$3.1KIBM
7$20,661$378.18$16,848$740.97+$3.8KIBM
8$22,786$389.09$18,248$826.99+$4.5KIBM
9$25,100$399.81$19,793$924.28+$5.3KIBM
10$27,618$410.34$21,500$1,034.52+$6.1KIBM

IBM vs PEP: Complete Analysis 2026

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

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PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

Frequently Asked Questions

Is IBM or PEP better for dividend income in 2026?
IBM currently offers a 3.06% yield (6.68/share/year) while PEP offers 3.69% (5.42/share/year). PEP provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in IBM vs PEP earn per year?
With $10,000 invested today: IBM pays approximately $306/year. PEP pays approximately $369/year. With DRIP reinvestment over 10 years, these grow to $410/year (IBM) and $1,035/year (PEP).
Does IBM or PEP pay monthly dividends?
IBM pays quarterly dividends. PEP pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.