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IBM vs TXN: Dividend Comparison 2026

IBM yields 3.06% · TXN yields 2.82% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 IBM wins by $7.3K in total portfolio value
10 years
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →

Portfolio growth — IBM vs TXN

Annual dividend income

MetricIBMTXN
Forward yield3.06%2.82%
Annual dividend / share$6.68$5.20
Payout ratio64%62%
1-year div growth0.6%4.8%
5-year div CAGR1%13.1%
Portfolio after 10y$27.6K$20.4K
Annual income after 10y$410.34$1,482.81
Total dividends collected$3.6K$7.5K
Payment frequencyquarterlyquarterly
SectorTechnologyTechnology

Year-by-year: IBM vs TXN ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrTXN PortfolioTXN Income/yrGap
1$11,149$308.92$10,529$319.28+$620.00IBM
2$12,406$320.90$11,123$372.40+$1.3KIBM
3$13,781$332.72$11,792$435.78+$2.0KIBM
4$15,283$344.36$12,552$511.78+$2.7KIBM
5$16,923$355.82$13,419$603.42+$3.5KIBM
6$18,711$367.09$14,415$714.61+$4.3KIBM
7$20,661$378.18$15,568$850.38+$5.1KIBM
8$22,786$389.09$16,912$1,017.35+$5.9KIBM
9$25,100$399.81$18,492$1,224.26+$6.6KIBM
10$27,618$410.34$20,363$1,482.81+$7.3KIBM

IBM vs TXN: Complete Analysis 2026

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

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TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

Frequently Asked Questions

Is IBM or TXN better for dividend income in 2026?
IBM currently offers a 3.06% yield (6.68/share/year) while TXN offers 2.82% (5.20/share/year). IBM provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in IBM vs TXN earn per year?
With $10,000 invested today: IBM pays approximately $306/year. TXN pays approximately $282/year. With DRIP reinvestment over 10 years, these grow to $410/year (IBM) and $1,483/year (TXN).
Does IBM or TXN pay monthly dividends?
IBM pays quarterly dividends. TXN pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.