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IBM vs VYM: Dividend Comparison 2026

IBM yields 3.06% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $3.6K in total portfolio value
10 years
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — IBM vs VYM

Annual dividend income

MetricIBMVYM
Forward yield3.06%2.91%
Annual dividend / share$6.68$3.44
Payout ratio64%45%
1-year div growth0.6%6.2%
5-year div CAGR1%7.8%
Portfolio after 10y$27.6K$31.3K
Annual income after 10y$410.34$785.17
Total dividends collected$3.6K$5.2K
Payment frequencyquarterlyquarterly
SectorTechnologyETF

Year-by-year: IBM vs VYM ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrVYM PortfolioVYM Income/yrGap
1$11,149$308.92$11,223$313.20$74.00VYM
2$12,406$320.90$12,592$347.33$186.00VYM
3$13,781$332.72$14,123$385.04$342.00VYM
4$15,283$344.36$15,835$426.70$552.00VYM
5$16,923$355.82$17,748$472.73$825.00VYM
6$18,711$367.09$19,887$523.54$1.2KVYM
7$20,661$378.18$22,276$579.64$1.6KVYM
8$22,786$389.09$24,945$641.54$2.2KVYM
9$25,100$399.81$27,925$709.84$2.8KVYM
10$27,618$410.34$31,251$785.17$3.6KVYM

IBM vs VYM: Complete Analysis 2026

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is IBM or VYM better for dividend income in 2026?
IBM currently offers a 3.06% yield (6.68/share/year) while VYM offers 2.91% (3.44/share/year). IBM provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in IBM vs VYM earn per year?
With $10,000 invested today: IBM pays approximately $306/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $410/year (IBM) and $785/year (VYM).
Does IBM or VYM pay monthly dividends?
IBM pays quarterly dividends. VYM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.